304 Trace Harbor Rd, Madison, MS 39110 Property Records

Madison County property record for 304 Trace Harbor Rd, Madison, MS 39110

Property Summary

Property TypeSingle Family Home
Details3 bd · 5 ba · 1,503 sqft · built 1991
Lot Size0.258 acres (11,255 sqft)
OwnerIndividual Name on Record
Tax Bill$852 (2025)
Deeds & MortgagesMar 2024 Transfer
Mar 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN072A-12B-086

Property Details

APN / Parcel Number

Primary APN072A-12B-086
Alternative APNs
  • 072A-12B-086/00.00
  • 11200

Interior

Bedrooms3 Beds
Full Baths5 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,503 sqft Adjusted Area
Gross Area1,300 sqft
1st Floor Area1,300 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Exterior MaterialBrick Veneer
Roof TypeHip
Roof MaterialAsphalt
Lot Area11,255 sqft (0.258 acres)
Garage Area576 sqft
Parking Spaces2 Parking Spaces
Deck Area140 sqft
Patio Area140 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Account Number11200
Street Address304 TRACE HARBOR RD
CityMADISON
StateMS
Zip39110-8765
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 218 TWIN HARBORS PART III-A LEASEHOLD
Legal Range02E
Legal Township07N
Legal Section12
Legal SubdivisionTWIN HARBORS PT 3A
Legal Lot Number218
JurisdictionMADISON MS
Township / Civil Division1
Census Block Group3
Census Block3011
Census Tract30208

Owner

Source: Madison County records, as of March 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address304 TRACE HARBOR RD, MADISON, MS 39110-8765
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 4, 2024Intrafamily Transfer, Transfer
Mar 26, 2020Deed of Trust, Mortgage
LIBERTY FIN'L
Aug 7, 2018Deed of Trust, Mortgage
LIBERTY FIN'L
Jun 11, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 11, 2018
Deed SaleJun 11, 2018
Deed Document Number2018840764
Deed Book / Page3610 / 469
Last Transfer DateFeb 29, 2024
Transfer Doc004415/518
Record UpdatedSep 20, 2026

March 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMADISON MS
Recording DateMar 4, 2024
Property Address304 TRACE HARBOR RD, MADISON, MS 39110-8765
Document Number004415/518
Book / Page4415 / 518
Map ReferenceCAB C SL 46
Instrument DateFeb 27, 2024
Instrument999914
Transaction TypeTransfer
Record UpdatedMar 18, 2024

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address304 TRACE HARBOR RD, MADISON, MS 39110-8765

Transferred To (Grantee/Buyer)

NameVerified Name
Address304 TRACE HARBOR RD, MADISON, MS 39110-8765

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON MS
Property Address304 TRACE HARBOR RD, MADISON, MS 39110-8765
Document Number0000888119
Instrument DateMar 26, 2020
Transaction TypeMortgage
Record UpdatedJun 1, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address304 TRACE HARBOR RD MADISON MS 391108765, MADISON, MS 39110-8765

Mortgage

Document Number0000888119
DateMar 31, 2020
Book Page003834/000125
Instrument888119
Lender
NameLIBERTY FIN'L
TypeFunding / Finance Company
AddressLOUISVILLE, KY 40233
Agreement
AmountAmount Recorded
Term180 Months
DueMar 30, 2035

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON MS
Property Address304 TRACE HARBOR RD, MADISON, MS 39110-8765
Document Number0000845009
Instrument DateAug 7, 2018
Transaction TypeMortgage
Record UpdatedAug 24, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
AddressPO BOX 1391 MADISON MS 391301391, MADISON, MS 39130-1391

Mortgage

Document Number0000845009
DateAug 9, 2018
Book Page003634/000411
Instrument845009
Lender
NameLIBERTY FIN'L
TypeFunding / Finance Company
AddressLOUISVILLE, KY 40223
Agreement
AmountAmount Recorded
Term240 Months
DueAug 8, 2038

June 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMADISON MS
Recording DateJun 11, 2018
Property Address304 TRACE HARBOR RD, MADISON, MS 39110-8765
Document Number0000840764
Book / Page003610 / 000469
Instrument DateJun 4, 2018
Instrument840764
Transaction TypeTransfer
Record UpdatedJun 27, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address304 TRACE HARBOR RD MADISON MS 391108765, MADISON, MS 39110-8765

Tax Assessment & Valuation

Source: Madison County assessment roll, as of November 7, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyMadison County
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$852.00 Homeowner's exemption$11,220 (-)$112,200 (-) Land $30,000 Building $82,200
2024$852.00
2023$852.00 Homeowner's exemption$11,220$112,200 Land $30,000 Building $82,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims1 (2016)
Most Recent ClaimNov 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 81% of Mississippi
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
C Spire Wireless
Fiber
8,000 / 8,000
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35

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