304 Townsend Rd, Baltimore (Essex), MD 21221 Property Records

Baltimore County property record for 304 Townsend Rd, Baltimore, MD 21221

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,808 sqft · built 1942
Lot Size0.23 acres (10,000 sqft)
OwnerIndividual Name on File
Last Sale$95,000 (Sep 2014)
Tax Bill$3,455 (2024)
Deeds & MortgagesAug 2021 Line of Credit
Sep 2017 Line of Credit
APN15-1520660031

Property Details

APN / Parcel Number

Primary APN15-1520660031
Alternative APN
  • 1520660031

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,808 sqft Living Area
Gross Area2,084 sqft
1st Floor Area1,072 sqft
Basement Area150 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1942
Effective Year BuiltEffective 1942
Architectural StyleConventional
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area10,000 sqft (0.23 acres)
Lot Dimensions200 ft deep x 50 ft wide

Exterior Amenities

PorchOpen Porch
Porch Area112 sqft
Patio Area276 sqft
Shed1 Shed
Shed Area1,148 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number1520660031
Street Address304 TOWNSEND RD
CityBALTIMORE
StateMD
Zip21221-6634
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBACK RIVER HIGHLANDS
Legal SubdivisionBACK RIVER HIGHLANDS
Legal Block2
Legal Lot Number53
JurisdictionBALTIMORE MD
Township / Civil Division15
Census Block Group2
Census Block2003
Census Tract450200

Owner

304 Townsend Rd is owned and occupied by an individual who bought it in September 2014.

Source: Baltimore County records, as of July 14, 2025

Owner of RecordIndividual Name on File
Mailing Address304 TOWNSEND RD, ESSEX, MD 21221-6634
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 4, 2021Deed of Trust, Mortgage · Line of Credit
STATE EMPLOYEES CU OF MARYLAND INC
Sep 25, 2017Deed of Trust, Mortgage · Line of Credit
STATE EMP CU/MD

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 5, 2014 · Amount on File
Deed SaleSep 5, 2014 · Amount on File
Prior SaleSep 5, 2014 · Amount on File
Deed Book / Page35335 / 133
Prior Transfer DateAug 17, 2005
Prior Transfer Doc0232710518
Record UpdatedJun 8, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALTIMORE MD
Property Address304 TOWNSEND RD, BALTIMORE, MD 21221-6634
Transaction TypeMortgage
Record UpdatedAug 10, 2022
Title CompanySECU TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0452390138
DateAug 4, 2021
Book Page45239/138
Lender
NameSTATE EMPLOYEES CU OF MARYLAND INC
TypeCredit Union
AddressLINTHICUM HEIGHTS, MD 21090
Agreement
TypeLine of Credit
AmountAmount on Record
Term359 Months
DueJun 30, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALTIMORE MD
Property Address304 TOWNSEND RD, BALTIMORE, MD 21221-6634
Document Number0396630254
Book / Page039663 / 000254
Instrument DateSep 25, 2017
Transaction TypeMortgage
Record UpdatedDec 6, 2017
Title CompanySECU TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address304 TOWNSEND RD BALTIMORE MD 212216634, BALTIMORE, MD 21221-6634

Mortgage

Document Number0396630254
DateNov 22, 2017
Book Page039663/000254
Lender
NameSTATE EMP CU/MD
TypeCredit Union
AddressLINTHICUM, MD 21090
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueNov 21, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 14, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyBaltimore County
Unified School DistrictBaltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$228,367$245,000 Land $79,000 Building $166,000
2024$3,455.00 (+119.78%)
2023$1,572.00$195,100 Land $75,000 Building $120,100$195,100 Land $75,000 Building $120,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 304 Townsend Rd; there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1979)
Most Recent ClaimSep 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 304 Townsend Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 90% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BALTIMORE
serves 1,600,000 people · EPA ID MD0300002
Water SourceSurface water
Last State InspectionOct 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2026
E. coli
resolved · Sep 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 544 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
Believe Broadband
Fixed Wireless
500 / 100
T-Mobile
Fixed Wireless
100 / 20

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