304 Topp Ln, Tupelo, MS 38801 Property Records

Pontotoc County property record for 304 Topp Ln, Tupelo, MS 38801

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,296 sqft · built 1972
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Tax Bill	$506 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Oct 2025 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`148-34-000-035.14`

Property Details

APN / Parcel Number

Primary APN	`148-34-000-035.14`
Alternative APN	`20445`

Interior

Full Baths	1 Bath
Total Rooms	6 Rooms
Building Area	1,296 sqft Living Area
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1972
Exterior Material	Siding
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Type	Carport
Carport	Carport
Carport Area	600 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Account Number	20445
Street Address	304 TOPP LN
City	TUPELO
State	MS
Zip	38801-0710
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1.00 AC NE1/4 SE1/4 20060640 2/2/06 20200364 1/27/2020 662 523 3963
Jurisdiction	PONTOTOC MS
Township / Civil Division	4
Census Block Group	2
Census Block	2040
Census Tract	950101

Owner

304 Topp Ln is owned and occupied by an individual who acquired it in January 2020.

Source: Pontotoc County records, as of October 30, 2025

Owner of Record	Individual Name on File
Mailing Address	304 TOPP LN, TUPELO, MS 38801-0710
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2025	Deed of Trust, Mortgage COMMUNITY MORTGAGE AND LOAN INC
Oct 15, 2025	Deed of Trust, Mortgage COMMUNITY MORTGAGE AND LOAN INC
Jan 29, 2020	Deed of Trust, Mortgage COMMUNITY MORTGAGE AND LOAN INC
Jul 11, 2022	Deed of Trust, Mortgage COMMUNITY MORTGAGE AND LOAN INC
May 27, 2022	Deed of Trust, Mortgage COMMUNITY MORTGAGE AND LOAN INC
Jan 27, 2020	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jan 27, 2020
Transfer Doc	2020000364
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC MS
Property Address	304 TOPP LN, TUPELO, MS 38801-0710
Transaction Type	Mortgage
Record Updated	Nov 13, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 TOPP LN, TUPELO, MS 38801-0710

Mortgage

Document Number	2025003908
Date	Oct 15, 2025
Instrument	2025003908

Lender

Name	COMMUNITY MORTGAGE AND LOAN INC
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	37 Months
Due	Nov 16, 2028

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC MS
Property Address	304 TOPP LN, TUPELO, MS 38801-0710
Transaction Type	Mortgage
Record Updated	Nov 13, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 TOPP LN, TUPELO, MS 38801-0710

Mortgage

Document Number	2025003907
Date	Oct 15, 2025
Instrument	2025003907

Lender

Name	COMMUNITY MORTGAGE AND LOAN INC
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	7 Months
Due	May 5, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC MS
Property Address	304 TOPP LN, TUPELO, MS 38801-0710
Transaction Type	Mortgage
Record Updated	Nov 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020000403
Date	Jan 29, 2020
Instrument	2020000403

Lender

Name	COMMUNITY MORTGAGE AND LOAN INC
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	72 Months
Due	Jan 15, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC MS
Property Address	304 TOPP LN, TUPELO, MS 38801-0710
Transaction Type	Mortgage
Record Updated	Sep 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 TOPP LN, TUPELO, MS 38801-0710

Mortgage

Document Number	2022002907
Date	Jul 11, 2022
Instrument	2022002907

Lender

Name	COMMUNITY MORTGAGE AND LOAN INC
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	72 Months
Due	Jul 13, 2028

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC MS
Property Address	304 TOPP LN, TUPELO, MS 38801-0710
Transaction Type	Mortgage
Record Updated	Sep 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 TOPP LN, TUPELO, MS 38801-0710

Mortgage

Document Number	2022002315
Date	May 27, 2022
Instrument	2022002315

Lender

Name	COMMUNITY MORTGAGE AND LOAN INC
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	21 Months
Due	Feb 21, 2024

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PONTOTOC MS
Recording Date	Jan 27, 2020
Property Address	304 TOPP LN, TUPELO, MS 38801-0710
Document Number	2020000364
Instrument Date	Jan 15, 2020
Instrument	2020000364
Transaction Type	Transfer
Record Updated	Nov 9, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	180 TOPP LN, 180, TUPELO, MS 38801-9387

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	218 TOPP LN, TUPELO, MS 38801-9331

Tax Assessment & Valuation

The 2025 property tax bill for 304 Topp Ln was $506 with a homeowner's exemption.

Source: Pontotoc County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Pontotoc County
Unified School District	Pontotoc City Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$506.00 Homeowner's exemption	$3,810	$38,022 Land $7,550 Building $30,472
2023	$485.00	$3,810	$38,022 Land $7,550 Building $30,472

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 304 Topp Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 19, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 304 Topp Ln is moderate, ranking above 44% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 41% of Mississippi
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST PONTOTOC WATER ASSN public/private · serves 5,170 people · EPA ID MS0580002
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tombigbee Fiber Fiber	2,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Topp Ln

Nearby Streets

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