304 Timber Ridge Dr, Hubert, NC 28539 Property Records

Onslow County property record for 304 Timber Ridge Dr, Hubert, NC 28539

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,530 sqft · built 1995
Lot Size	0.52 acres (22,651 sqft)
Owner	Individual Name on Record
Last Sale	$229,000 (May 2022)
Tax Bill	$1,352 (2026)
Deeds & Mortgages	Mar 2020 Mortgage May 2022 Sale & Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`1308G-90`

Property Details

APN / Parcel Number

Primary APN	`1308G-90`
Alternative APNs	`485606000` `053913`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,530 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2009
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	22,651 sqft (0.52 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	485606000
Street Address	304 TIMBER RIDGE DR
City	HUBERT
State	NC
Zip	28539-4380
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Description	L50 S2 TIMBER RIDGE
Legal Subdivision	REVISED TIMBER RIDGE SEC II
Legal Lot Number	50
Jurisdiction	ONSLOW NC
Township / Civil Division	SWANSBORO
Census Block Group	1
Census Block	1006
Census Tract	2802

Owner

Source: Onslow County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	304 TIMBER RIDGE DR, HUBERT, NC 28539-4380
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2020	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
May 20, 2022	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Mar 30, 2022	Warranty Deed, Transfer
Feb 25, 2022	Warranty Deed, Transfer
Mar 3, 2020	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAP & INV LLC
Apr 13, 2018	Special Warranty Deed, Transfer · Conventional Mortgage FRANKLIN AMERICAN MORTGAGE CO
Jan 18, 2018	Grant Deed, Transfer OLD REPUBLIC TITLE
Jan 17, 2018	Deed in Lieu of Foreclosure, Transfer OLD REPUBLIC TITLE RIS
May 22, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 20, 2022 · Amount on Record
Deed Sale	May 20, 2022 · Amount on Record
Prior Sale	Feb 25, 2022 · Amount on Record
Deed Book / Page	5758 / 217
Prior Transfer Date	May 18, 2017
Prior Transfer Doc	0046180812
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONSLOW NC
Property Address	304 TIMBER RIDGE DR, HUBERT, NC 28539-4380
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0051280802
Date	Mar 20, 2020
Book Page	5128/802

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89052

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	May 20, 2022
Property Address	304 TIMBER RIDGE DR, HUBERT, NC 28539-4380
Document Number	0057580217
Book / Page	5758 / 217
Instrument Date	Apr 17, 2022
Transaction Type	Transfer
Record Updated	Jun 1, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$458.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	158 WILLOW ST, 158, HUBERT, NC 28539-4349

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 TIMBER RIDGE DR, HUBERT, NC 28539-4380

Mortgage

Document Number	0005758220
Date	May 20, 2022
Instrument	5758-220

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Mar 30, 2022
Property Address	304 TIMBER RIDGE DR, HUBERT, NC 28539-4380
Document Number	0057170294
Book / Page	5717 / 294
Map Reference	MB 31 PG 101A
Instrument Date	Mar 28, 2022
Transaction Type	Transfer
Record Updated	Apr 13, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 7342, JACKSONVILLE, NC 28540-2342

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	158 WILLOW ST, HUBERT, NC 28539-4349

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Feb 25, 2022
Property Address	304 TIMBER RIDGE DR, HUBERT, NC 28539-4380
Document Number	0056930476
Book / Page	5693 / 476
Map Reference	MB 32 PG 38
Instrument Date	Feb 15, 2022
Transaction Type	Transfer
Record Updated	Mar 9, 2022

Transaction

Amount	Amount Recorded
Tax	$249.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2106 RADIUS WAY, 2106, NEWPORT NEWS, VA 23602-9086

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 7342, JACKSONVILLE, NC 28540-2342

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONSLOW NC
Property Address	304 TIMBER RIDGE DR, HUBERT, NC 28539-4380
Document Number	0051550715
Instrument Date	Mar 3, 2020
Transaction Type	Mortgage
Record Updated	Jul 7, 2020
Title Company	MILESTONE SETTLEMENT LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	304 TIMBER RIDGE DR HUBERT NC 285394380, HUBERT, NC 28539-4380

Mortgage

Document Number	0051550715
Date	Apr 30, 2020
Book Page	005155/000715

Lender

Name	VILLAGE CAP & INV LLC
Address	HENDERSON, NV 89052

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 29, 2050

April 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Apr 13, 2018
Property Address	304 TIMBER RIDGE DR, HUBERT, NC 28539-4380
Document Number	0047630543
Book / Page	4763 / 543
Map Reference	MB31 PG101A
Instrument Date	Mar 30, 2018
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	810 VERMONT AVE NW, 810, WASHINGTON, DC 20420-0001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	217 CAROLINA FOREST BLVD # 6, 6, JACKSONVILLE, NC 28546-9395

Mortgage

Document Number	0004763546
Date	Apr 13, 2018
Instrument	4763/546

Lender

Name	FRANKLIN AMERICAN MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ONSLOW NC
Recording Date	Jan 18, 2018
Property Address	304 TIMBER RIDGE DR, HUBERT, NC 28539-4380
Document Number	0047260311
Book / Page	004726 / 000311
Instrument Date	Dec 21, 2017
Transaction Type	Transfer
Record Updated	Jan 23, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

January 2018: Deed in Lieu of Foreclosure, Transfer

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	ONSLOW NC
Recording Date	Jan 17, 2018
Property Address	304 TIMBER RIDGE DR, HUBERT, NC 28539-4380
Document Number	0047250600
Book / Page	004725 / 000600
Instrument Date	Nov 14, 2017
Transaction Type	Transfer
Record Updated	Jan 22, 2018
Title Company	OLD REPUBLIC TITLE RIS

Transaction

Amount	Amount Recorded
Tax	$318.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	425 PHILLIPS BLVD EWING NJ 086181430, EWING, NJ 08618-1430

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ONSLOW NC
Recording Date	May 22, 2017
Property Address	304 TIMBER RIDGE DR, HUBERT, NC 28539-4380
Document Number	0046180812
Book / Page	004618 / 000812
Instrument Date	May 18, 2017
Transaction Type	Transfer
Record Updated	Jun 1, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	304 TIMBER RIDGE DR HUBERT NC 285394380, HUBERT, NC 28539-4380

Tax Assessment & Valuation

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,352.00	$273,520 (+32.43%) Land $50,000 Building $223,520	$273,520 (+32.43%) Land $50,000 Building $223,520
2023	$1,352.00	$206,534 Land $40,000 Building $166,534	$206,534 Land $40,000 Building $166,534

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 73% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Brightspeed, Verizon.

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