Cape Girardeau County property record for 304 Terrace Dr, Jackson, MO 63755
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 3,076 sqft · built 2013 |
| Lot Size | 1.96 acres (85,378 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,129 (2025) |
| Deeds & Mortgages | Oct 2019 Mortgage Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 143000101002000000 |
| Primary APN | 143000101002000000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 3,076 sqft Living Area |
| Basement Area | 3,068 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Lot Area | 85,378 sqft (1.96 acres) |
| Lot Dimensions | 353 ft deep x 103 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 304 TERRACE DR |
|---|---|
| City | JACKSON |
| State | MO |
| Zip | 63755-8555 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 5 COUNTRYSIDE TERRACE SUBD 1ST AMENDED 22/71 |
| Legal Range | 12E |
| Legal Township | 31S |
| Legal Section | 01 |
| Legal Subdivision | COUNTRYSIDE TERRACE SUBD |
| Legal Lot Number | 5 |
| Jurisdiction | CAPE GIRARDEAU MO |
| Township / Civil Division | BYRD |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 880401 |
Source: Cape Girardeau County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 304 TERRACE DR, JACKSON, MO 63755-8555 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Date | Document |
|---|---|
| Oct 8, 2019 | Deed of Trust, Mortgage · Conventional Mortgage MONTGOMERY BANK NA |
| Jun 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 8, 2012 |
| Deed Sale | Jun 8, 2012 |
| Prior Sale | Apr 9, 2012 |
| Deed Document Number | 20127114 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE GIRARDEAU MO |
| Property Address | 304 TERRACE DR, JACKSON, MO 63755-8555 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000009869 |
|---|---|
| Date | Oct 8, 2019 |
| Instrument | 2019-09869 |
| Name | MONTGOMERY BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE GIRARDEAU MO |
| Property Address | 304 TERRACE DR, JACKSON, MO 63755-8555 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000006356 |
|---|---|
| Date | Jun 8, 2020 |
| Instrument | 2020-06356 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 1, 2035 |
| Rate Type | Fixed Rate |
|---|
Source: Cape Girardeau County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Cape Girardeau County |
| Unified School District | Jackson R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $82,340 (-) Land $6,880 Building $75,460 | $433,371 (-) Land $36,228 Building $397,143 | |
| 2025 | $4,129.00 (+5.09%) | $82,340 (+5%) Land $6,880 Building $75,460 | $433,371 (+5%) Land $36,228 Building $397,143 |
| 2023 | $3,929.00 | $78,420 Land $6,560 Building $71,860 | $412,734 Land $34,503 Building $378,231 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 19, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 94% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Big River Broadband Fiber | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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