304 Tammy Dr, Sanford, FL 32771 Property Records

Seminole County property record for 304 Tammy Dr, Sanford, FL 32771

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,484 sqft · built 1969
Lot Size0.264 acres (11,500 sqft)
Owner2 Individual Names on Record
Last Sale$139,900 (Jun 2012)
Tax Bill$2,560 (2025)
Deeds & MortgagesJul 2026 Line of Credit
Mar 2018 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN34-19-30-505-0000-0360

Property Details

APN / Parcel Number

Primary APN34-19-30-505-0000-0360
Alternative APN
  • 19303450500000360

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Stories1 Story
Building Area2,484 sqft Living Area
Gross Area3,276 sqft
1st Floor Area2,484 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1969
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Foundation TypeFooting
Roof TypeShed Roof
Roof MaterialTar & Gravel
Lot Area11,500 sqft (0.264 acres)
Garage TypeAttached
Garage Area792 sqft
Parking Spaces3 Parking Spaces
PorchOpen Porch
Porch Area252 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address304 TAMMY DR
CitySANFORD
StateFL
Zip32771-3669
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1AA
Legal DescriptionLOT 36 IDYLLWILDE OF LOCH ARBOR REPLAT PB 13 PG 100
Legal Range30E
Legal Township19S
Legal Section34
Legal SubdivisionIDYLLWILDE OF LOCH ARBOR REPLAT
Legal Tract505
Legal Lot Number36
JurisdictionSEMINOLE FL
Township / Civil DivisionSANFORD
Census Block Group2
Census Block2034
Census Tract20402

Owner

Source: Seminole County records, as of July 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address304 TAMMY DR, SANFORD, FL 32771-3669
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jul 2, 2026Deed of Trust, Mortgage · Line of Credit
UNION CREDIT UNION
Mar 1, 2018Deed of Trust, Mortgage · Line of Credit
WELLS FARGO BANK NA
May 22, 2020Deed of Trust, Mortgage · Line of Credit
ADDITION FIN'L CU
May 29, 2020Deed of Trust, Construction Loan · Construction Mortgage
ADDITION FIN'L CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 21, 2012 · Amount on Record
Deed SaleJun 21, 2012 · Amount on Record
Prior SaleSep 10, 2002 · Amount on Record
Deed Document Number201273236
Deed Book / Page7796 / 685
Last Transfer DateApr 1, 2025
Transfer Doc0107990379
Record UpdatedOct 29, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEMINOLE FL
Recording DateJul 2, 2026
Property Address304 TAMMY DR, SANFORD, FL 32771-3669
Document Number0000066193
Book / Page11068 / 1497
Instrument DateJun 26, 2026
Instrument202666193
Transaction TypeMortgage
Record UpdatedJul 16, 2026
Title CompanyPRIMERA TITLE LLC, PRIMERA TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address304 TAMMY DR, SANFORD, FL 32771-3669

Mortgage

Document Number0000066193,
DateJul 2, 2026
Book Page11068/1497
Instrument202666193
Lender
NameUNION CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term420 Months
DueJul 2, 2061
Interest
Rate TypeAdjustable Rate
Rate6.53%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEMINOLE FL
Property Address304 TAMMY DR, SANFORD, FL 32771-3669
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0090831235
DateMar 1, 2018
Book Page09083/1235
Instrument2018022960
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMar 16, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEMINOLE FL
Property Address304 TAMMY DR, SANFORD, FL 32771-3669
Document Number0096121061
Instrument DateMay 22, 2020
Transaction TypeMortgage
Record UpdatedJul 20, 2020
Title CompanyPRIMERA TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1000 PRIMERA BLVD LAKE MARY FL 327462194, LAKE MARY, FL 32746-2194

Mortgage

Document Number0096121061
DateMay 29, 2020
Book Page009612/001061
Instrument55529
Lender
NameADDITION FIN'L CU
AddressLAKE MARY, FL 32746
Agreement
TypeLine of Credit
AmountAmount Recorded
Term420 Months
DueMay 28, 2055
Interest
Rate TypeAdjustable Rate

May 2020: Deed of Trust, Construction Loan

Document TypeDeed of Trust
JurisdictionSEMINOLE FL
Recording DateMay 29, 2020
Property Address304 TAMMY DR, SANFORD, FL 32771-3669
Document Number0096121046
Book / Page009612 / 001046
Instrument DateMay 22, 2020
Instrument55528
Transaction TypeConstruction Loan
Record UpdatedJul 20, 2020
Title CompanyPRIMERA TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address304 TAMMY DR SANFORD FL 327713669, SANFORD, FL 32771-3669

Mortgage

Document Number96121046
DateMay 29, 2020
Book Page009612/001046
Instrument55528
Lender
NameADDITION FIN'L CU
AddressLAKE MARY, FL 32746
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term180 Months
DueMay 28, 2035

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySeminole County
Unified School DistrictSeminole County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,560.00 (+9.08%)$201,497 (+5.99%)$307,696 (+2.44%) Land $72,000 Building $235,696
2023$2,347.00 (+2.8%) Homeowner's exemption$190,115 (+3%)$300,357 (+0.78%) Land $72,000 Building $228,357
2022$2,283.00 Homeowner's exemption$184,578$298,027 Land $72,000 Building $226,027

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 22 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies22 in force
Nearby Flood Claims23 (2004–2024)
Claims Outside the SFHA22 of 23
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Ian, Sep 2022 · 7 claims
  • Hurricane Irma, Sep 2017 · 4 claims
  • Tropical Storm Fay, Aug 2008 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAVENNA PARK
private · serves 2,105 people · EPA ID FL3591061
Water SourceGroundwater
Last State InspectionMar 2026
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Fiber
5,000 / 5,000
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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