Jo Daviess County property record for 304 Summit St, Galena, IL 61036
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,157 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-101-328-00 |
| Primary APN | 22-101-328-00 |
|---|
| Lot Area | 10,019 sqft (0.23 acres) |
|---|
| Street Address | 304 SUMMIT ST |
|---|---|
| City | GALENA |
| State | IL |
| Zip | 61036-1638 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | UPPER GALENA BLOCK 8 LOTS 8 & 10 |
| Legal Subdivision | UPPER GALENA |
| Legal Block | 8 |
| Legal Lot Number | 8,10 |
| Jurisdiction | JO DAVIESS IL |
| Township / Civil Division | WEST GALENA |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 20300 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Galena Historic District listed 1969 · 1,000 contributing resources · NRIS 69000056 |
|---|---|
| Individually Listed | Link, Oliver L. and Catherine, House listed 2013 · 1 contributing resources · NRIS 13000584 |
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
304 Summit St is owned and occupied by two individuals.
Source: Jo Daviess County records, as of October 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 304 SUMMIT ST, GALENA, IL 61036-1638 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 304 Summit St was $4,157, up 4% from the year before.
Source: Jo Daviess County assessment roll, as of October 16, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Jo Daviess County |
| County Subdivision | West Galena Township |
| Municipality | Galena City |
| Unified School District | Galena Unit School District 120 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,157.00 (+4%) | $64,249 (+11.09%) Land $3,925 Building $60,324 | $192,766 (+11.09%) Land $11,776 Building $180,990 |
| 2024 | $3,997.00 Additional exemption filed | $57,835 Land $3,533 Building $54,302 | $173,522 Land $10,600 Building $162,922 |
| 2022 | $4,486.00 Additional exemption filed | $53,136 Land $2,958 Building $50,178 | $159,424 Land $8,875 Building $150,549 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 304 Summit St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective June 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 4 (2011–2022) |
| Most Recent Claim | Mar 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 304 Summit St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GALENA serves 3,308 people · EPA ID IL0850200 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Jo-Carroll Energy Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: JCWIFI.com, Nextlink.
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