304 Studio Rd, Saint Albans, MO 63073 Property Records

Franklin County property record for 304 Studio Rd, Saint Albans, MO 63073

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 4,080 sqft · built 2001
Lot Size	0.5 acres (21,780 sqft)
Owner	Company Name on File
Tax Bill	$7,581 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Dec 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`08-2-10.0-0-004-001.120`

Property Details

APN / Parcel Number

Primary APN	`08-2-10.0-0-004-001.120`
Alternative APN	`08-2-10.0-0-012-001.120`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	4,080 sqft Living Area
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Architectural Style	Other
Construction Type	Frame
Lot Area	21,780 sqft (0.5 acres)
Patio Area	308 sqft

Location & Zoning

Street Address	304 STUDIO RD
City	SAINT ALBANS
State	MO
Zip	63073-1235
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CD
Legal Description	LOT:19A VILLAGE ST ALBANS PHASE VI-APT NE NE
Legal Range	02E
Legal Township	44
Legal Section	10
Legal Subdivision	VILLAGE ST ALBANS
Legal Phase	6
Legal Block	4
Legal Lot Number	19A
Jurisdiction	FRANKLIN MO
Township / Civil Division	BOLES
Census Block Group	1
Census Block	1045
Census Tract	800102

Owner

304 Studio Rd is owned by a company that acquired it in February 2024 and is owner-occupied.

Source: Franklin County records, as of November 10, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	304 STUDIO RD, SAINT ALBANS, MO 63073-1235
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 7, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 22, 2024
Deed Sale	Feb 22, 2024
Prior Sale	Dec 20, 2023
Deed Document Number	2401963
Record Updated	Jun 8, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	304 STUDIO RD, SAINT ALBANS, MO 63073-1235
Transaction Type	Mortgage
Record Updated	Jan 3, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002315013
Date	Dec 20, 2023
Instrument	2315013

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	372 Months
Due	Jan 1, 2054

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Dec 7, 2021
Property Address	304 STUDIO RD, SAINT ALBANS, MO 63073-1235
Document Number	0002122771
Map Reference	PB P PG899
Instrument Date	Dec 6, 2021
Instrument	2122771
Transaction Type	Transfer
Record Updated	Aug 15, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16511 WILD HORSE CREEK RD APT 222, 16511, CHESTERFIELD, MO 63017-1434

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 STUDIO RD, SAINT ALBANS, MO 63073-1235

Tax Assessment & Valuation

The 2025 property tax bill for 304 Studio Rd was $7,581.

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Unified School District	Washington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,581.00	$134,110	$705,840 Land $110,000 Building $595,840
2023	$7,099.00 (-11.73%)	$107,800	$567,370 Land $110,000 Building $457,370
2022	$8,042.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 304 Studio Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 304 Studio Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN COUNTY PWSD 3 serves 8,250 people · EPA ID MO6024213
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Wave Internet Technologies Fixed Wireless	100 / 100
AT&T Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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