Kane County property record for 304 State Ave, Saint Charles, IL 60174
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,896 sqft · built 1885 |
| Lot Size | 0.23 acres (10,000 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $968,000 (Aug 2017) |
| Tax Bill | $26,562 (2025) |
| Deeds & Mortgages | Dec 2017 Sale Aug 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-27-451-002 |
| Primary APN | 09-27-451-002 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,896 sqft Living Area |
| Basement Area | 778 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1885 |
|---|---|
| Effective Year Built | Effective 1969 |
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,000 sqft (0.23 acres) |
| Garage Type | Attached |
| Garage Area | 799 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 304 STATE AVE |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60174-2885 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ST. CHARLES -ORIGINAL TOWN- - LOTS 5 & 6 BLK 28 |
| Legal Subdivision | ST CHARLES -ORIGINAL TOWN- |
| Legal Block | 28 |
| Legal Lot Number | 5,6 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 852300 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 304 STATE AVE, SAINT CHARLES, IL 60174-2885 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Dec 28, 2017 | Warranty Deed, Transfer CHICAGO TITLE COMPANY |
| Aug 29, 2017 | Warranty Deed, Transfer ATTORNEY'S TITLE, ATTORNEYS TITLE GUARANTY FUND |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 29, 2017 · Amount on Record |
| Deed Sale | Aug 29, 2017 · Amount on Record |
| Prior Sale | Oct 14, 2015 · Amount on Record |
| Deed Document Number | 201745499 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Dec 28, 2017 |
| Property Address | 304 STATE AVE, ST CHARLES, IL 60174-2885 |
| Document Number | 0000067429 |
| Instrument Date | Dec 7, 2017 |
| Instrument | 67429 |
| Transaction Type | Transfer |
| Record Updated | Jan 9, 2018 |
| Title Company | CHICAGO TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Corporate Trust |
| Address | 10 S LA SALLE ST #2750 CHICAGO IL 606031108, 2750, CHICAGO, IL 60603-1108 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Aug 29, 2017 |
| Property Address | 304 STATE AVE, ST CHARLES, IL 60174-2885 |
| Document Number | 0000045499 |
| Instrument Date | Aug 18, 2017 |
| Instrument | 45499 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2017 |
| Title Company | ATTORNEY'S TITLE, ATTORNEYS TITLE GUARANTY FUND |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,452.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 33 W 490 THORNCROFT DR WAYNE IL 60184, WAYNE, IL 60184 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Municipality | St. Charles City |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $26,562.00 (-0.29%) Homeowner's exemption | $386,742 (+8.53%) Land $34,354 Building $352,388 | $1,160,690 (+8.53%) Land $103,103 Building $1,057,587 |
| 2024 | $356,346 (+6.07%) Land $31,654 Building $324,692 | $1,069,466 (+6.12%) Land $95,000 Building $974,466 | |
| 2022 | $26,640.00 (+3.95%) Homeowner's exemption | $335,944 (+4.91%) Land $31,359 Building $304,585 | $1,007,832 (+4.91%) Land $94,077 Building $913,755 |
| 2021 | $25,627.00 Homeowner's exemption | $320,221 Land $29,891 Building $290,330 | $960,663 Land $89,673 Building $870,990 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 29 (1979–2020) |
| Claims Outside the SFHA | 5 of 29 |
| Most Recent Claim | May 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES serves 33,081 people · EPA ID IL0894830 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2022 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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