304 Springfield Ave, Summit, NJ 07901 Property Records

Union County and Summit City property record for 304 Springfield Ave, Summit, NJ 07901

Property Summary

Property Type	Single Family Home
Details	2,673 sqft · built 1903
Lot Size	0.112 acres (4,883 sqft)
Owner	Individual Name on Record
Last Sale	$723,000 (Jul 2017)
Tax Bill	$13,574 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-02614-0000-00015`

Property Details

APN / Parcel Number

Primary APN	`18-02614-0000-00015`
Alternative APNs	`1800162000000010A` `180261400015`

Interior

Stories	2 Stories
Building Area	2,673 sqft Living Area

Exterior

Year Built	Built 1903
Effective Year Built	Effective 1903
Construction Type	Frame
Lot Area	4,883 sqft (0.112 acres)
Lot Dimensions	111 ft deep x 44 ft wide

Location & Zoning

Old Parcel Number	1800162000000010A
Street Address	304 SPRINGFIELD AVE
City	SUMMIT
State	NJ
Zip	07901-3697
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Subdivision	SUMMIT
Legal Block	2614
Legal Lot Number	15
Jurisdiction	UNION NJ
Township / Civil Division	SUMMIT
Census Block Group	3
Census Block	3009
Census Tract	37700

Owner

Source: Union County and Summit City records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	304 SPRINGFIELD AVE, SUMMIT, NJ 07901-3697
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jul 10, 2017	Grant Deed, Transfer · Conventional Mortgage CITIZENS BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 10, 2017 · Amount on Record
Deed Sale	Jul 10, 2017 · Amount on Record
Prior Sale	Jul 22, 2004 · Amount on Record
Deed Document Number	2017288473
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	304 SPRINGFIELD AVE, SUMMIT, NJ 07901-3697
Transaction Type	Mortgage
Record Updated	Aug 19, 2022
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0147602269
Date	Sep 4, 2020
Book Page	14760/2269
Instrument	698167

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	UNION NJ
Recording Date	Jul 10, 2017
Property Address	304 SPRINGFIELD AVE, SUMMIT, NJ 07901-3697
Document Number	0061990647
Book / Page	006199 / 000647
Instrument Date	Jun 30, 2017
Instrument	288473
Transaction Type	Transfer
Record Updated	Jul 27, 2017
Title Company	PROFESSIONAL ABSTRACT, PROFESSIONAL ABSTRACT & TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$723.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	304 SPRINGFIELD AVE SUMMIT NJ 079013697, SUMMIT, NJ 07901-3697

Mortgage

Document Number	142980364
Date	Jul 10, 2017
Book Page	014298/000364
Instrument	642905

Lender

Name	CITIZENS BK NA
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 9, 2047

Interest

Rate Type	Adjustable Rate
Rate	3%

Tax Assessment & Valuation

Source: Union County and Summit City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Summit City
Unified School District	Summit City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$303,600 (-) Land $113,600 Building $190,000	$303,600 (-) Land $113,600 Building $190,000
2025	$13,574.00 (+2.65%)	$303,600 (-) Land $113,600 Building $190,000	$303,600 (-) Land $113,600 Building $190,000
2024	$13,224.00 (+1.7%)
2023		$303,600 Land $113,600 Building $190,000	$303,600 Land $113,600 Building $190,000
2022	$13,003.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1999–2011)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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