Haywood County property record for 304 Spicewood Dr, Clyde, NC 28721
| Property Type | Mobile Home |
|---|---|
| Details | 4 bd · 3 ba · 1,809 sqft · built 1993 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $12,000 (Sep 1974) |
| Tax Bill | $762 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 8626-58-5402 |
| Primary APN | 8626-58-5402 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,809 sqft Heated Area |
| Gross Area | 2,309 sqft |
| 1st Floor Area | 1,809 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Mobile Home |
| Exterior Material | Fiber Cement Siding |
| Roof Material | Asphalt |
| Lot Area | 10,454 sqft (0.24 acres) |
| Garage Area | 884 sqft |
| Porch | Slab |
| Cooling System | Partial |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 9012 |
|---|---|
| Street Address | 304 SPICEWOOD DR |
| City | CLYDE |
| State | NC |
| Zip | 28721-8596 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | 304 SPICEWOOD DR |
| Jurisdiction | HAYWOOD NC |
| Township / Civil Division | WAYNESVILLE |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 921000 |
Source: Haywood County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 304 SPICEWOOD DR, CLYDE, NC 28721-8596 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 6, 1974 · Amount on Record |
| Deed Sale | Sep 6, 1974 · Amount on Record |
| Deed Book / Page | 270 / 489 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Recording Date | Jul 13, 2026 |
| Property Address | 304 SPICEWOOD DR, CLYDE, NC 28721-8596 |
| Document Number | 0000005889 |
| Book / Page | 1156 / 2126 |
| Instrument Date | Jul 6, 2026 |
| Instrument | 20265889 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 304 SPICEWOOD DR, CLYDE, NC 28721-8596 |
| Document Number | 0000005889, |
|---|---|
| Date | Jul 13, 2026 |
| Book Page | 1156/2126 |
| Instrument | 20265889 |
| Name | UNITED COMMUNITY BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.48% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Haywood County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Haywood County |
| Unified School District | Haywood County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $125,500 (-) Land $27,000 Building $98,500 | ||
| 2025 | $762.00 | $125,500 (-) Land $27,000 Building $98,500 | $125,500 (-) Land $27,000 Building $98,500 |
| 2023 | $125,500 Land $27,000 Building $98,500 | $125,500 (-) Land $27,000 Building $98,500 | |
| 2021 | $125,500 Land $27,000 Building $98,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · above 80% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JUNALUSKA SANITARY DISTRICT serves 5,138 people · EPA ID NC0144035 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Skyrunner Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures