Chester County property record for 304 Spencer Rd, Devon, PA 19333
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,510 sqft · built 1955 |
| Lot Size | 0.311 acres (13,540 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $658 (2026) |
| Deeds & Mortgages | Aug 2026 Reverse Mortgage Aug 2026 Reverse Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 55-2H-31 |
| Primary APN | 55-2H-31 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,510 sqft Living Area |
| Basement Area | 300 sqft |
| Finished Basement | 300 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Split Level |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 13,540 sqft (0.311 acres) |
| Terrain | Above Road/Slope |
| View / Lot | Neighborhood |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 304 SPENCER RD |
|---|---|
| City | DEVON |
| State | PA |
| Zip | 19333-1431 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | LOT & DWG |
| Legal Lot Number | 48 |
| Jurisdiction | CHESTER PA |
| Township / Civil Division | EASTTOWN |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 300201 |
Source: Chester County records, as of May 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 304 SPENCER RD, DEVON, PA 19333-1431 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 4, 2026 | Deed of Trust, Mortgage · Reverse Mortgage NONE LISTED ON DOCUMENT |
| Aug 4, 2026 | Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC |
| Feb 21, 2019 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTER PA |
| Recording Date | Aug 4, 2026 |
| Property Address | 304 SPENCER RD, DEVON, PA 19333-1431 |
| Document Number | 0012135658 |
| Book / Page | 11628 / 1565 |
| Instrument Date | Jul 22, 2026 |
| Instrument | 202612135658 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 304 SPENCER RD, DEVON, PA 19333-1431 |
| Document Number | 0012135658, |
|---|---|
| Date | Aug 4, 2026 |
| Book Page | 11628/1565 |
| Instrument | 202612135658 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 816 Months |
| Due | Aug 20, 2094 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.49% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTER PA |
| Recording Date | Aug 4, 2026 |
| Property Address | 304 SPENCER RD, DEVON, PA 19333-1431 |
| Document Number | 0012135657 |
| Book / Page | 11628 / 1549 |
| Instrument Date | Jul 22, 2026 |
| Instrument | 202612135657 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 304 SPENCER RD, DEVON, PA 19333-1431 |
| Document Number | 0012135657, |
|---|---|
| Date | Aug 4, 2026 |
| Book Page | 11628/1549 |
| Instrument | 202612135657 |
| Name | FINANCE OF AMERICA REVERSE LLC |
|---|
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 816 Months |
| Due | Aug 20, 2094 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.49% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTER PA |
| Property Address | 304 SPENCER RD, DEVON, PA 19333-1431 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 0098831251 |
|---|---|
| Date | Feb 21, 2019 |
| Book Page | 9883/1251 |
| Instrument | 11652443 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Chester County assessment roll, as of May 28, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Chester County |
| County Subdivision | Easttown Township |
| Unified School District | Tredyffrin-Easttown School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $658.00 (-89.37%) | $166,010 (-) Land $61,080 Building $104,930 | $166,010 (-) Land $61,080 Building $104,930 |
| 2024 | $6,192.00 | $166,010 Land $61,080 Building $104,930 | |
| 1998 | $166,010 Land $61,080 Building $104,930 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (1979–2011) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Aug 2011 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA PA MAIN SYSTEM private · serves 822,600 people · EPA ID PA1460073 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Nov 2024 E. coli resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 27 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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