Stanislaus County property record for 304 Spencer Ave, Modesto, CA 95351
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,370 sqft · built 1959 |
| Lot Size | 0.159 acres (6,969 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $395,000 (Sep 2021) |
| Tax Bill | $4,910 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Sep 2021 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 030-005-017-000 |
| Primary APN | 030-005-017-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,370 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Construction Type | Wood |
| Lot Area | 6,969 sqft (0.159 acres) |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 230 sqft |
| Heating System | Central |
|---|
| Old Parcel Number | 0300517 |
|---|---|
| Street Address | 304 SPENCER AVE |
| City | MODESTO |
| State | CA |
| Zip | 95351-2538 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | SPENCER COLONY |
| Jurisdiction | STANISLAUS CA |
| Township / Civil Division | MODESTO |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 1601 |
Source: Stanislaus County records, as of October 6, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 304 SPENCER AVE, OAKDALE, CA 95361 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 9, 2021 | Deed of Trust, Mortgage · Commercial Mortgage ACADEMY MORTGAGE CORP |
| Sep 9, 2021 | Grant Deed, Transfer · FHA Mortgage ACADEMY MORTGAGE CORP |
| Jul 10, 2020 | Deed of Trust, Mortgage · VA Mortgage CALIBER HM LOANS |
| May 17, 2019 | Grant Deed, Transfer · VA Mortgage SCENIC OAKS FUNDING |
| Oct 12, 2018 | Grant Deed, Transfer NORTH AMERICAN TITLE |
| Mar 16, 2018 | Grant Deed, Transfer LUSO AMERICAN FINANCIAL |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 9, 2021 · Amount on Record |
| Deed Sale | Sep 9, 2021 · Amount on Record |
| Prior Sale | May 17, 2019 · Amount on Record |
| Deed Document Number | 2021-0086211 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Property Address | 304 SPENCER AVE, MODESTO, CA 95351-2538 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2023 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 304 SPENCER AVE, MODESTO, CA 95351-2538 |
| Document Number | 0000086214 |
|---|---|
| Date | Sep 9, 2021 |
| Instrument | 2021-0086214 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | DRAPER, UT 84020 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Recording Date | Sep 9, 2021 |
| Property Address | 304 SPENCER AVE, MODESTO, CA 95351-2538 |
| Document Number | 0000086211 |
| Map Reference | VOL 2 PG 3 |
| Instrument Date | Sep 3, 2021 |
| Instrument | 2021-0086211 |
| Transaction Type | Transfer |
| Record Updated | Jul 26, 2022 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 304 SPENCER AVE, MODESTO, CA 95351-2538 |
| Document Number | 0000086212 |
|---|---|
| Date | Sep 9, 2021 |
| Instrument | 2021-0086212 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Number | 0000086213 |
|---|---|
| Date | Sep 9, 2021 |
| Instrument | 2021-0086213 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | DRAPER, UT 84020 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Property Address | 304 SPENCER AVE, MODESTO, CA 95351-2538 |
| Document Number | 0000058565 |
| Instrument Date | Jul 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2020 |
| Title Company | TITLE CONNECT LLC |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 304 SPENCER AVE MODESTO CA 953512538, MODESTO, CA 95351-2538 |
| Document Number | 0000058565 |
|---|---|
| Date | Aug 7, 2020 |
| Instrument | 58565 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 6, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Recording Date | May 17, 2019 |
| Property Address | 304 SPENCER AVE, MODESTO, CA 95351-2538 |
| Document Number | 0000031038 |
| Map Reference | VOL 2 PG 3 |
| Instrument Date | May 15, 2019 |
| Instrument | 2019-0031038 |
| Transaction Type | Transfer |
| Record Updated | Jul 26, 2022 |
| Title Company | NORTH AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 304 SPENCER AVE, MODESTO, CA 95351-2538 |
| Document Number | 0000031039 |
|---|---|
| Date | May 17, 2019 |
| Instrument | 2019-0031039 |
| Name | SCENIC OAKS FUNDING |
|---|---|
| Type | Lending Institution |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Recording Date | Oct 12, 2018 |
| Property Address | 304 SPENCER AVE, MODESTO, CA 95351-2538 |
| Document Number | 0000071072 |
| Instrument Date | Oct 10, 2018 |
| Instrument | 71072 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2018 |
| Title Company | NORTH AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $222.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 120 ERICA CT ANTIOCH CA 945095616, ANTIOCH, CA 94509-5616 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Recording Date | Mar 16, 2018 |
| Property Address | 304 SPENCER AVE, MODESTO, CA 95351-2538 |
| Document Number | 0000018290 |
| Instrument Date | Mar 1, 2018 |
| Instrument | 18290 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2018 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $184.80 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 420 GATEWAY DR #3 PACIFICA CA 940441611, 3, PACIFICA, CA 94044-1611 |
| Document Number | 18291 |
|---|---|
| Date | Mar 16, 2018 |
| Instrument | 18291 |
| Name | LUSO AMERICAN FINANCIAL |
|---|---|
| Address | 7080 DONLON WAY # 200, DUBLIN, CA 94568-2789 |
| Amount | Amount Recorded |
|---|
Source: Stanislaus County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | California |
| County | Stanislaus County |
| Elementary School District | Modesto City Elementary School District (KG - 08) |
| Secondary School District | Modesto City High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,910.00 (+6.25%) Homeowner's exemption | $419,176 (+4.04%) Land $191,017 Building $228,159 |
| 2023 | $4,621.00 (+2.48%) Homeowner's exemption | $402,900 Land $183,600 Building $219,300 |
| 2022 | $4,509.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 23, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.4% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MODESTO serves 218,915 people · EPA ID CA5010010 |
|---|---|
| Water Source | Purchased surface water from MODESTO IRRIGATION DISTRICT |
| Last State Inspection | Jan 2025 |
| Lead | 12 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Ayera Technologies Fixed Wireless | 1,000 / 500 |
| ezWave Fixed Wireless | 1,000 / 200 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
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