St. Johns County property record for 304 Spanish Oak Ct, Saint Augustine, FL 32080
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,193 sqft · built 2016 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $56,000 (Feb 2012) |
| Tax Bill | $7,481 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 172561-0620 |
| Primary APN | 172561-0620 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 17 Plumbing Fixtures |
| Stories | 3 Stories |
| Building Area | 3,193 sqft Living Area |
| Gross Area | 3,778 sqft |
| 1st Floor Area | 537 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,405 sqft (0.17 acres) |
| Garage Type | Attached |
| Garage Area | 585 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 520 sqft |
| Deck Area | 36 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 304 SPANISH OAK CT |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32080-9727 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 41/18-19 WHISPERING OAKS PHASE 3 LOT 62 OR3529/918 |
| Legal Range | 30E |
| Legal Township | 08S |
| Legal Section | 03 |
| Legal Subdivision | WHISPERING OAKS PHASE 3 |
| Legal Phase | 3 |
| Legal Block | 1 |
| Legal Lot Number | 62 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 21410 |
304 Spanish Oak Ct is owned and occupied by two individuals who bought it in February 2012.
Source: St. Johns County records, as of June 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 304 SPANISH OAK CT, SAINT AUGUSTINE, FL 32080-9727 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 27, 2012 · Amount on File |
| Deed Sale | Feb 27, 2012 · Amount on File |
| Prior Sale | Jun 27, 2002 · Amount on File |
| Deed Document Number | 201210561 |
| Deed Book / Page | 3529 / 918 |
| Prior Transfer Date | Jan 14, 2011 |
| Prior Transfer Doc | 0033981562 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 304 SPANISH OAK CT, SAINT AUGUSTINE, FL 32080-9727 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 304 SPANISH OAK CT, SAINT AUGUSTINE, FL 32080-9727 |
| Document Number | 0053481123 |
|---|---|
| Date | Aug 20, 2021 |
| Book Page | 5348/1123 |
| Instrument | 2021092195 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2051 |
The 2025 property tax bill for 304 Spanish Oak Ct was $7,481 with a homeowner's exemption, up 7.5% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Municipality | St. Augustine Beach City |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $482,098 (+2.7%) | $882,452 (-5.82%) Land $245,000 Building $637,452 | |
| 2025 | $7,481.00 (+7.53%) Homeowner's exemption | $469,424 (+2.9%) | $936,978 (+2.4%) Land $245,000 Building $691,978 |
| 2024 | $6,957.00 (+5.71%) Homeowner's exemption | $456,194 (+3%) | $915,022 (+1.78%) Land $245,000 Building $670,022 |
| 2023 | $6,581.00 (+1.57%) Homeowner's exemption | $442,907 (+3%) | $899,047 (+14.9%) Land $245,000 Building $654,047 |
| 2022 | $6,479.00 Homeowner's exemption | $430,007 | $782,454 Land $173,600 Building $608,854 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 304 Spanish Oak Ct in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 243 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 365 units insured incl. 122 condo units |
| Nearby Flood Claims | 5 (2016–2024) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Sep 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 304 Spanish Oak Ct is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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