304 South Dr, Paramus, NJ 07652 Property Records

Bergen County and Paramus Borough property record for 304 South Dr, Paramus, NJ 07652

Property Summary

Property Type	Single Family Home
Details	3,831 sqft · built 2005
Lot Size	0.273 acres (11,906 sqft)
Owner	Individual on Record
Last Sale	$1,120,000 (Apr 2019)
Tax Bill	$20,530 (2025)
Deeds & Mortgages	Jun 2021 Line of Credit Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`46-07115-0000-00002`

Property Details

APN / Parcel Number

Primary APN	`46-07115-0000-00002`
Alternative APNs	`460711500002` `750100`

Interior

Stories	2 Stories
Building Area	3,831 sqft Living Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	11,906 sqft (0.273 acres)

Location & Zoning

Account Number	750100
Street Address	304 SOUTH DR
City	PARAMUS
State	NJ
Zip	07652-4813
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R75
Legal Description	77XIRR 4.7LT
Legal Subdivision	ORADELL HEIGHTS SEC #1
Legal Block	7115
Legal Lot Number	2
Jurisdiction	BERGEN NJ
Township / Civil Division	PARAMUS
Census Block Group	2
Census Block	2002
Census Tract	42302

Owner

Source: Bergen County and Paramus Borough assessment roll, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	304 SOUTH DR, PARAMUS, NJ 07652-4813
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2021	Deed of Trust, Mortgage · Line of Credit VAST BANK NA
Sep 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Apr 26, 2019	Deed with Mortgage, Transfer · Conventional Mortgage GUARANTEED RATE
Aug 14, 2018	Deed of Trust, Mortgage · Line of Credit QUORUM FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 26, 2019 · Amount on Record
Deed Sale	Apr 26, 2019 · Amount on Record
Prior Sale	Nov 10, 2005 · Amount on Record
Deed Document Number	201926070
Deed Book / Page	3229 / 781
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	304 SOUTH DR, PARAMUS, NJ 07652-4813
Transaction Type	Mortgage
Record Updated	Aug 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 SOUTH DR, PARAMUS, NJ 07652-4813

Mortgage

Document Number	0042411399
Date	Jun 29, 2021
Book Page	4241/1399
Instrument	2021104144

Lender

Name	VAST BANK NA
Type	Bank
Address	WAYNE, NJ 07470

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	304 SOUTH DR, PARAMUS, NJ 07652-4813
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0037001032
Date	Sep 10, 2020
Book Page	3700/1032
Instrument	20-083673

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Aug 1, 2050

April 2019: Deed with Mortgage, Transfer

Document Type	Deed with Mortgage
Jurisdiction	BERGEN NJ
Recording Date	Apr 26, 2019
Property Address	304 SOUTH DR, PARAMUS, NJ 07652-4813
Document Number	0032290781
Book / Page	003229 / 000781
Instrument Date	Apr 8, 2019
Instrument	26070
Transaction Type	Transfer
Record Updated	May 10, 2019
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,120.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	304 SOUTH DR PARAMUS NJ 076524813, PARAMUS, NJ 07652-4813

Mortgage

Document Number	32290787
Date	Apr 26, 2019
Book Page	003229/000787
Instrument	26070

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 25, 2049

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	304 SOUTH DR, PARAMUS, NJ 07652-4813
Document Number	0030390080
Instrument Date	Aug 14, 2018
Transaction Type	Mortgage
Record Updated	Sep 10, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	304 SOUTH DR PARAMUS NJ 076524813, PARAMUS, NJ 07652-4813

Mortgage

Document Number	0030390080
Date	Aug 28, 2018
Book Page	003039/000080
Instrument	61777

Lender

Name	QUORUM FCU
Type	Credit Union
Address	PURCHASE, NY 10577

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 27, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Bergen County and Paramus Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Paramus Borough
Unified School District	Paramus Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,433,900 (+4.69%) Land $431,600 Building $1,002,300	$1,433,900 (+4.69%) Land $431,600 Building $1,002,300
2025	$20,530.00 (+5.3%)	$1,369,600 (+10.18%) Land $389,900 Building $979,700	$1,369,600 (+10.18%) Land $389,900 Building $979,700
2024	$19,497.00 (+7.45%)
2023		$1,243,100 Land $339,400 Building $903,700	$1,243,100 Land $339,400 Building $903,700
2022	$18,145.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	6 (1999–2021)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Aug 2021 · other causes
Claims by Event	Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

Nearby Properties on South Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures