304 Smith St, Graham, TX 76450 Property Records

Young County property record for 304 Smith St, Graham, TX 76450

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,164 sqft · built 1940
Lot Size0.169 acres (7,362 sqft)
OwnerIndividual Name on Record
Last Sale$3,275 (Dec 2014)
Tax Bill$453 (2026)
Deeds & MortgagesNov 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN00980-0002-0050

Property Details

APN / Parcel Number

Primary APN00980-0002-0050
Alternative APN
  • 2021

Interior

Bedrooms3 Beds
Full Baths1 Bath
Building Area1,164 sqft Total Area
1st Floor Area1,164 sqft

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Lot Area7,362 sqft (0.169 acres)
Lot Dimensions147 ft deep x 50 ft wide
Garage TypeCarport
Garage Area170 sqft
CarportCarport
Carport Area170 sqft
PorchPorch
Porch Area48 sqft

Location & Zoning

Street Address304 SMITH ST
CityGRAHAM
StateTX
Zip76450-2615
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMOUNTAIN VIEW - BLK 2, LOT 12
Legal SubdivisionMOUNTIAN VIEW ADDITION
Legal Block2
Legal Lot Number12
JurisdictionYOUNG TX
Township / Civil DivisionGRAHAM
Census Block Group2
Census Block2053
Census Tract950500

Owner

Source: Young County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 839, GRAHAM, TX 76450-0839
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 19, 2014 · Amount on Record
Deed SaleDec 19, 2014 · Amount on Record
Deed Document Number20143761
Deed Book / Page1180 / 262
Prior Transfer DateDec 11, 2014
Prior Transfer Doc1180/262
Record UpdatedOct 29, 2026

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionYOUNG TX
Property Address304 SMITH ST, GRAHAM, TX 76450-2615
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

NameVerified Name
Address983 EASTSIDE LAKE RD, GRAHAM, TX 76450-6993

Mortgage

Document Number19002984
DateNov 19, 2019
Instrument19002984
Lender
NameLIVE OAK BANKING COMPANY
TypeBank
AddressWILMINGTON, NC 28403
Agreement
TypeSBA Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Young County assessment roll, as of January 15, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityGraham City
CountyYoung County
Unified School DistrictGraham Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$453.00 (+20.16%)$17,556 (-45.81%)$33,410 (+3.12%) Land $5,020 Building $28,390
2025$377.00 (+39.63%)$32,400 (+218.9%) Land $5,580 Building $26,820$32,400 (+218.9%) Land $5,580 Building $26,820
2023$10,160 Land $5,580 Building $4,580$10,160 Land $5,580 Building $4,580
2022$270.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims2 (1981–1982)
Most Recent ClaimMay 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF GRAHAM
serves 8,718 people · EPA ID TX2520001
Water SourceSurface water
Last State InspectionJun 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brazos Communications
Fiber
1,000 / 1,000
Zito Media
Fiber · Cable
1,000 / 1,000
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
New Source Broadband
Fixed Wireless
100 / 50

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