304 Smith Rd, Coldwater, MI 49036 Property Records

Branch County property record for 304 Smith Rd, Coldwater, MI 49036

Property Summary

Property Type	Single Family Home
Lot Size	8.97 acres (390,733 sqft)
Owner	2 Individual Names on File
Last Sale	$300,000 (Jun 2025)
Tax Bill	$1,596 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`110-017-100-001-98`

Property Details

APN / Parcel Number

Primary APN	`110-017-100-001-98`

Exterior

Lot Area	390,733 sqft (8.97 acres)

Location & Zoning

Street Address	304 SMITH RD
City	COLDWATER
State	MI
Zip	49036-9046
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALL THAT PART OF NW 1/4 OF SEC 17 COM AT N 1/4 COR OF SD SEC 17 AND RUNNING TH N 89DEG 32MIN 21SEC W ALG SEC LI 207.11 FT TO
Legal Range	06W
Legal Township	07S
Legal Section	17
Jurisdiction	BRANCH MI
Township / Civil Division	OVID
Census Block Group	1
Census Block	1038
Census Tract	951100

Owner

Source: Branch County assessment roll, APN 110-017-100-001-98, as of July 7, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	311 SMITH RD, COLDWATER, MI 49036-9046
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Apr 06, 2026	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Apr 06, 2026	Deed of Trust · VA Mortgage ROCKET MORTGAGE LLC
Mar 06, 2024	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 06, 2025 · Amount on Record
Deed Sale	Jun 06, 2025 · Amount on Record
Prior Sale	Sep 06, 2013 · Amount on Record
Deed Document Number	20253445
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Recording Date	Apr 06, 2026
Property Address	304 SMITH RD, COLDWATER, MI 49036-9046
Document Number	0202601748
Instrument Date	Apr 01, 2026
Instrument	20261748
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 SMITH RD, COLDWATER, MI 49036-9046

Mortgage

Document Number	0000001748,
Date	Apr 06, 2026
Instrument	20261748

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate	6%
Max Rate	-1%

April 2026: Deed of Trust

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Recording Date	Apr 06, 2026
Property Address	304 SMITH RD, COLDWATER, MI 49036-9046
Document Number	0000001748
Instrument Date	Apr 01, 2026
Instrument	20261748
Record Updated	Apr 15, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 SMITH RD, COLDWATER, MI 49036-9046

Mortgage

Document Number	0000001748,
Date	Apr 06, 2026
Instrument	20261748

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate	4%
Max Rate	-1%

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRANCH MI
Recording Date	Mar 06, 2024
Property Address	304 SMITH RD, COLDWATER, MI 49036-9046
Document Number	0202400961
Instrument Date	Feb 16, 2024
Instrument	2024-00961
Transaction Type	Transfer
Record Updated	Mar 22, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 SMITH RD, COLDWATER, MI 49036-9046

Tax Assessment & Valuation

Source: Branch County assessment roll as of July 7, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Branch County
County Subdivision	Ovid Township
Unified School District	Coldwater Community Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$111,412 (+0.21%)	$222,824 (+0.21%)
2025	$1,596.00 (+2.64%)	$111,173 (+30.57%)	$222,346 (+30.57%)
2024	$1,555.00
2023		$85,146	$170,292

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Branch County (26023C), as of April 19, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 3 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

May also be available: DMCI Broadband, Mercury Broadband, Spectrum.

Cell Coverage

4G LTE only, no 5G reported

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