304 Smith Chapel Rd, Tullahoma, TN 37388 Property Records

Bedford County property record for 304 Smith Chapel Rd, Tullahoma, TN 37388

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,863 sqft · built 1980
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on Record
Last Sale	$344,783 (Aug 2025)
Tax Bill	$1,377 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Aug 2017 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`002130 01503`

Property Details

APN / Parcel Number

Primary APN	`002130 01503`
Alternative APN	`130 01503`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,863 sqft Living Area
1st Floor Area	1,863 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1990
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)
Garage Type	Mixed
Garage Area	1,480 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	215 sqft
Shed	1 Shed
Shed Area	600 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	304 SMITH CHAPEL RD
City	TULLAHOMA
State	TN
Zip	37388-8819
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 24, COUNTY AREA: H05
Legal Subdivision	DAUGHERTY SMITH CHAPEL ROAD SUBDIVISION
Jurisdiction	BEDFORD TN
Township / Civil Division	5
Census Block Group	2
Census Block	2074
Census Tract	950800

Owner

Source: Bedford County records, as of December 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	870 WHEEL RD, SHELBYVILLE, TN 37160-6294
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2025	Deed of Trust, Mortgage · VA Mortgage FIRST COMMUNITY MORTGAGE INC
Aug 18, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 16, 2017	Deed of Trust, Mortgage · Conventional Mortgage ASCEND FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 19, 2025 · Amount on Record
Deed Sale	Aug 19, 2025 · Amount on Record
Prior Sale	Jul 16, 2003 · Amount on Record
Deed Document Number	20255650
Deed Book / Page	399 / 479
Prior Transfer Date	Aug 18, 2025
Prior Transfer Doc	000D399479
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD TN
Property Address	304 SMITH CHAPEL RD, TULLAHOMA, TN 37388-8819
Transaction Type	Mortgage
Record Updated	Dec 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	870 WHEEL RD, SHELBYVILLE, TN 37160-6294

Mortgage

Document Number	0TD1173130
Date	Nov 25, 2025
Book Page	TD1173/130
Instrument	25008027

Lender

Name	FIRST COMMUNITY MORTGAGE INC
Type	Mortgage Company
Address	MURFREESBORO, TN 37129

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BEDFORD TN
Recording Date	Aug 18, 2017
Property Address	304 SMITH CHAPEL RD, TULLAHOMA, TN 37388-8819
Document Number	D5159
Book / Page	000339 / 000609
Instrument Date	Jun 30, 2017
Instrument	5159
Transaction Type	Transfer
Record Updated	Aug 28, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	304 SMITH CHAPEL RD TULLAHOMA TN 373888819, TULLAHOMA, TN 37388-8819

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD TN
Property Address	304 SMITH CHAPEL RD, TULLAHOMA, TN 37388-8819
Document Number	D3727
Book / Page	000882 / 000837
Instrument Date	Jun 16, 2017
Transaction Type	Mortgage
Record Updated	Jun 29, 2017
Title Company	ACCESS TITLE AND ESCROW INC, ACCESS TITLE & ESCROW INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	304 SMITH CHAPEL RD TULLAHOMA TN 373888819, TULLAHOMA, TN 37388-8819

Mortgage

Document Number	D3727
Date	Jun 22, 2017
Book Page	000882/000837
Instrument	3727

Lender

Name	ASCEND FCU
Type	Credit Union
Address	TULLAHOMA, TN 37388

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 21, 2047

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Bedford County
Unified School District	Bedford County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,377.00	$59,225 (-) Land $13,500 Building $45,725
2023		$59,225 Land $13,500 Building $45,725
2021			$236,900 Land $54,000 Building $182,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Communications Fiber	8,000 / 8,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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