304 Silver Ridge Dr, Sterling, VA 20164 Property Records

Loudoun County property record for 304 Silver Ridge Dr, Sterling, VA 20164

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,217 sqft · built 1984
Lot Size0.25 acres (10,890 sqft)
OwnerCompany Name on Record
Last Sale$3,370,390 (Jun 2014)
Tax Bill$5,965 (2026)
Deeds & MortgagesMay 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN012-28-8405-000

Property Details

APN / Parcel Number

Primary APN012-28-8405-000
Alternative APN
  • 82 B 2 148

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area2,217 sqft Living Area
1st Floor Area1,647 sqft
Basement Area570 sqft
Finished Basement570 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 2005
Architectural StyleSplit Level
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,890 sqft (0.25 acres)
Garage TypeAttached
Garage Area660 sqft

Exterior Amenities

PorchOpen Porch
Porch Area484 sqft
Deck AreaDeck Area
Patio Area286 sqft
Shed1 Shed
Shed Area48 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address304 SILVER RIDGE DR
CitySTERLING
StateVA
Zip20164-1350
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionSENECA RIDGE SEC.2 LOT 148 837--1873
Legal SubdivisionSENECA RIDGE
Legal Block1
Legal Lot Number148
JurisdictionLOUDOUN VA
Township / Civil DivisionALGONKIAN
Census Block Group1
Census Block1002
Census Tract611204

Owner

Source: Loudoun County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address304 SILVER RIDGE DR, STERLING, VA 20164-1350
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 25, 2014 · Amount on Record
Deed SaleJun 25, 2014 · Amount on Record
Deed Document Number201434223
Record UpdatedOct 29, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOUDOUN VA
Property Address304 SILVER RIDGE DR, STERLING, VA 20164-1350
Document Number20200520036803
Instrument DateMay 1, 2020
Transaction TypeMortgage
Record UpdatedJun 9, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address304 SILVER RIDGE DR STERLING VA 201641350, STERLING, VA 20164-1350

Mortgage

Document Number20200520036803
DateMay 20, 2020
Instrument36803
Lender
NameFIRST FED'L BK/KANSAS CITY
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 19, 2050
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyLoudoun County
Unified School DistrictLoudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,965.00 (+22.28%)$741,110 (+32.91%) Land $280,000 Building $461,110$741,110 (+32.91%) Land $280,000 Building $461,110
2023$4,878.00$557,590 Land $230,000 Building $327,590$557,590 Land $230,000 Building $327,590

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.4% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOUDOUN WATER - CENTRAL SYSTEM
serves 334,808 people · EPA ID VA6107350
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 531 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250

May also be available: AT&T, T-Mobile.

Nearby Properties on Silver Ridge Dr

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