304 Silver Hill Rd, Independence, VA 24348 Property Records

Grayson County property record for 304 Silver Hill Rd, Independence, VA 24348

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,250 sqft · built 1970
Lot Size	10.4 acres (456,683 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Sep 2026)
Tax Bill	$1,121 (2025)
Deeds & Mortgages	Sep 2026 Sale & Line of Credit Mar 2026 Transfer
Flood Zone	Zone X (minimal risk)
APN	`54-A-50`

Property Details

APN / Parcel Number

Primary APN	`54-A-50`
Alternative APN	`6035`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,250 sqft Living Area
Gross Area	3,917 sqft
1st Floor Area	1,250 sqft
Basement Area	1,250 sqft
Unfinished Basement	1,250 sqft
Flooring	Carpet
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1992
Exterior Material	Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	456,683 sqft (10.4 acres)
Terrain	Steep
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Deck Area	96 sqft
Patio Area	360 sqft
Shed	1 Shed
Shed Area	800 sqft
Storage Building	28 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	6035
Street Address	304 SILVER HILL RD
City	INDEPENDENCE
State	VA
Zip	24348-3760
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RF
Legal Description	10.484 54-A-50
Jurisdiction	GRAYSON VA
Township / Civil Division	ELK CREEK
Census Block Group	2
Census Block	2033
Census Tract	60201

Owner

304 Silver Hill Rd is owned by two individuals who bought it in September 2026.

Source: Grayson County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1461 ROCK CREEK RD, INDEPENDENCE, VA 24348-3754
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2026	Bargain and Sale Deed, Transfer · Line of Credit FIRST BANK AND TRUST COMPANY
Mar 25, 2026	Gift Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2026 · Amount on File
Deed Sale	Sep 8, 2026 · Amount on File
Deed Document Number	20261666
Deed Book / Page	724 / 71
Prior Transfer Date	Feb 3, 2026
Prior Transfer Doc	0000000487
Record Updated	Oct 29, 2026

September 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	GRAYSON VA
Recording Date	Sep 8, 2026
Property Address	304 SILVER HILL RD, INDEPENDENCE, VA 24348-3760
Document Number	0000001666
Book / Page	724 / 71
Instrument Date	Sep 8, 2026
Instrument	20261666
Transaction Type	Transfer
Record Updated	Sep 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$35,350.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1461 ROCK CREEK RD, INDEPENDENCE, VA 24348-3754
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001667,
Date	Sep 8, 2026
Instrument	20261667

Lender

Name	FIRST BANK AND TRUST COMPANY

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months

Interest

Max Rate	-1%

March 2026: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	GRAYSON VA
Recording Date	Mar 25, 2026
Property Address	304 SILVER HILL RD, INDEPENDENCE, VA 24348-3760
Document Number	000717/621
Book / Page	717 / 621
Instrument Date	Feb 3, 2026
Instrument	260000487
Transaction Type	Transfer
Record Updated	Apr 14, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	304 SILVER HILL RD, INDEPENDENCE, VA 24348-3760

Tax Assessment & Valuation

The 2025 property tax bill for 304 Silver Hill Rd was $1,121.

Source: Grayson County assessment roll, as of June 1, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Grayson County
Unified School District	Grayson County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,121.00	$193,300 Land $67,700 Building $125,600	$193,300 Land $67,700 Building $125,600
2023	$1,259.00	$193,300 Land $67,700 Building $125,600	$193,300 Land $67,700 Building $125,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 304 Silver Hill Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective August 28, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 304 Silver Hill Rd is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 84% of Virginia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
GigaBeam Networks Fixed Wireless	100 / 20

May also be available: AT&T, T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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