304 Shepard Ave, Forked River, NJ 08731 Property Records

Ocean County and Lacey Township property record for 304 Shepard Ave, Forked River, NJ 08731

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,888 sqft · built 1968
Lot Size0.044 acres (1,907 sqft)
Owner2 Individual Names on File
Last Sale$469,000 (May 2026)
Tax Bill$5,530 (2025)
Deeds & MortgagesMay 2026 Sale & Mortgage
Apr 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN13-01428-0000-00030

Property Details

APN / Parcel Number

Primary APN13-01428-0000-00030
Alternative APNs
  • 130142800030
  • 00093493

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area1,888 sqft Living Area
1st Floor Area1,888 sqft

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Architectural StyleRanch
Construction TypeFrame
Roof TypeGable
Roof MaterialAsbestos
Lot Area1,907 sqft (0.044 acres)
Lot Width124 ft Width
PorchPorch
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemBaseboard
Heating FuelElectric

Location & Zoning

Account Number00093493
Street Address304 SHEPARD AVE
CityFORKED RIVER
StateNJ
Zip08731-2656
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR75
Legal Description124 X IRR 31,32,33,34,35
Legal SubdivisionBAMEGAT PINES REALTY CO INC
Legal Block1428
Legal Lot Number30
JurisdictionOCEAN NJ
Township / Civil DivisionLACEY
Census Block Group2
Census Block2000
Census Tract732003

Owner

304 Shepard Ave is owned and occupied by two individuals who bought it in May 2026.

Source: Ocean County and Lacey Township records, as of July 7, 2026

Owner of Record2 Individual Names on File
Mailing Address304 SHEPARD AVE, FORKED RIVER, NJ 08731-2656
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 13, 2026Bargain and Sale Deed, Transfer · Conventional Mortgage
AMERICAN HOME MORTGAGE ACCEPT
Apr 18, 2022Bargain and Sale Deed, Transfer · Conventional Mortgage
HOME MORTGAGE ALLIANCE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 13, 2026 · Amount on File
Deed SaleMay 13, 2026 · Amount on File
Prior SaleApr 18, 2022 · Amount on File
Deed Document Number202637429
Deed Book / Page20371 / 1541
Record UpdatedSep 20, 2026

May 2026: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionOCEAN NJ
Recording DateMay 13, 2026
Property Address304 SHEPARD AVE, FORKED RIVER, NJ 08731-2656
Document Number0203711541
Book / Page20371 / 1541
Instrument DateMay 1, 2026
Instrument202637429
Transaction TypeTransfer
Record UpdatedJun 3, 2026
Title CompanySURITY TITLE, SURETY TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$47,369.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address304 SHEPARD AVE, FORKED RIVER, NJ 08731-2656

Mortgage

Document Number0000037430,
DateMay 13, 2026
Book Page20371/1548
Instrument202637430
Lender
NameAMERICAN HOME MORTGAGE ACCEPT
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2056
Interest
Rate TypeFixed Rate
Rate6.46%
Initial TypeFixed Rate
Max Rate-1%

April 2022: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionOCEAN NJ
Recording DateApr 18, 2022
Property Address304 SHEPARD AVE, FORKED RIVER, NJ 08731-2656
Document Number0189961782
Book / Page18996 / 1782
Instrument DateApr 8, 2022
Instrument2022046669
Transaction TypeTransfer
Record UpdatedAug 18, 2022
Title CompanyTITLE FORWARD, TITLE FORWARD QUALIA

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$587.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address304 SHEPARD AVE, 304, FORKED RIVER, NJ 08731-2656

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address304 SHEPARD AVE, FORKED RIVER, NJ 08731-2656

Mortgage

Document Number2022046670
DateApr 18, 2022
Instrument2022046670
Lender
NameHOME MORTGAGE ALLIANCE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 304 Shepard Ave was $5,530, up 7.9% from the year before.

Source: Ocean County and Lacey Township assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyOcean County
County SubdivisionLacey Township
Unified School DistrictLacey Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$202,200 (-) Land $77,400 Building $124,800$202,200 (-) Land $77,400 Building $124,800
2025$5,530.00 (+7.94%)$202,200 Land $77,400 Building $124,800$202,200 Land $77,400 Building $124,800
2024$5,123.00
2023$202,200 Land $77,400 Building $124,800$202,200 Land $77,400 Building $124,800
2022$4,325.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 304 Shepard Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 10 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies10 in force
Nearby Flood Claims1 (2012)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 304 Shepard Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLACEY TWP MUA
serves 29,000 people · EPA ID NJ1512001
Water SourceGroundwater
Last State InspectionApr 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2023
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 507 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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