304 Sheffield Ct, Joppa, MD 21085 Property Records

Harford County property record for 304 Sheffield Ct, Joppa, MD 21085

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,819 sqft · built 1969
Lot Size0.216 acres (9,430 sqft)
Owner2 Individual Names on File
Last Sale$220,594 (Jun 2018)
Tax Bill$2,794 (2025)
Deeds & MortgagesNov 2022 Line of Credit
Oct 2019 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN01-138634

Property Details

APN / Parcel Number

Primary APN01-138634
Alternative APNs
  • 1138634
  • 138634

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,819 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1969
Exterior MaterialBrick
Roof MaterialComposition Shingle
Lot Area9,430 sqft (0.216 acres)
Garage TypeAttached
Garage Area260 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area112 sqft
Patio Area590 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number138634
Street Address304 SHEFFIELD CT
CityJOPPA
StateMD
Zip21085-4700
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionLT 37 BK 70 9430 SF 304 SHEFFIELD COURT JOPPATOWNE S6 PT 20/32
Legal SubdivisionJOPPATOWNE SEC VI
Legal Block70
Legal Lot Number37
JurisdictionHARFORD MD
Township / Civil Division1, ABINGDON
Census Block Group1
Census Block1003
Census Tract301402

Owner

Source: Harford County records · APN 01-138634

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address304 SHEFFIELD CT, JOPPA, MD 21085-4700
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 16, 2022Deed of Trust, Mortgage · Line of Credit
FIRST FINANCIAL FCU OF MARYLAND
Oct 28, 2019Deed of Trust, Mortgage · Line of Credit
FIRST FINANCIAL FCU OF MARYLAND
Mar 12, 2019Deed of Trust, Mortgage
MANUFACTURERS TRADERS TRUST CO
Jun 27, 2018Deed, Transfer · Conventional Mortgage
FIRST FINANCIAL OF MD FEDERAL CREDI

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 27, 2018 · Amount on Record
Deed SaleJun 27, 2018 · Amount on Record
Deed Book / Page12883 / 445
Prior Transfer DateJun 13, 2018
Prior Transfer Doc0128830445
Record UpdatedSep 20, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address304 SHEFFIELD CT, JOPPA, MD 21085-4700
Transaction TypeMortgage
Record UpdatedNov 23, 2022
Title CompanyACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0157400214
DateNov 16, 2022
Book Page15740/214
Lender
NameFIRST FINANCIAL FCU OF MARYLAND
TypeCredit Union
AddressSPARKS GLENCOE, MD 21152
Agreement
TypeLine of Credit
AmountAmount Recorded
Term239 Months
DueOct 30, 2042
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address304 SHEFFIELD CT, JOPPA, MD 21085-4700
Transaction TypeMortgage
Record UpdatedAug 11, 2022
Title CompanyACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0135130033
DateOct 28, 2019
Book Page13513/0033
Lender
NameFIRST FINANCIAL FCU OF MARYLAND
TypeCredit Union
AddressLUTHERVILLE TIMONIUM, MD 21093
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueOct 27, 2039
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address304 SHEFFIELD CT, JOPPA, MD 21085-4700
Transaction TypeMortgage
Record UpdatedAug 11, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0131830306
DateMar 12, 2019
Book Page13183/0306
Lender
NameMANUFACTURERS TRADERS TRUST CO
TypeLending Institution
AddressLEESBURG, VA 20175
Agreement
AmountAmount Recorded

June 2018: Deed, Transfer

Document TypeDeed
JurisdictionHARFORD MD
Recording DateJun 27, 2018
Property Address304 SHEFFIELD CT, JOPPA, MD 21085-4700
Document Number0128830445
Book / Page12883 / 0445
Map ReferenceMB20 FO32
Instrument DateJun 13, 2018
Transaction TypeTransfer
Record UpdatedAug 11, 2022
Title CompanyRESIDENTIAL TITLE & ESCROW

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,008.91
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address304 SHELFIELD CT, JOPPA, MD 21085

Mortgage

Document Number0012883450
DateJun 27, 2018
Instrument12883/450
Lender
NameFIRST FINANCIAL OF MD FEDERAL CREDI
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2048

Tax Assessment & Valuation

Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$285,667 (+5.4%)$300,300 (-) Land $69,300 Building $231,000
2025$2,794.00 (+66.21%) Homeowner's exemption$271,033 (+10.27%)$300,300 (+17.12%) Land $69,300 Building $231,000
2023$245,800$256,400 Land $69,300 Building $187,100
2022$1,681.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harford County (24025C), as of October 15, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240253014021, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
lower than 97% of the US · lower than 94% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880

Based on FCC filings for 206 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MD0120016, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemHARFORD COUNTY D.P.W.
serves 104,567 people
Water SourceSurface water
Last State InspectionJul 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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