304 Second Ave, Cape May, NJ 08204 Property Records

Cape May County and West Cape May Borough property record for 304 Second Ave, Cape May, NJ 08204 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2,094 sqft · built 2018
Lot Size	0.172 acres (7,501 sqft)
Owner	2 Individual Names on File
Last Sale	$825,000 (May 2018)
Tax Bill	$12,274 (2024)
Deeds & Mortgages	Oct 2021 Refinance Feb 2018 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`12-00042-0000-00012`

Property Details

APN / Parcel Number

Primary APN	`12-00042-0000-00012`
Alternative APN	`120004200012`

Interior

Stories	2 Stories
Building Area	2,094 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Construction Type	Frame
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide

Location & Zoning

Street Address	304 SECOND AVE
City	CAPE MAY
State	NJ
Zip	08204-1043
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OLD B41-L8
Legal Subdivision	TAX MAP OF THE BOROUGH OF WEST CAPE MAY
Legal Block	42
Legal Lot Number	12
Jurisdiction	CAPE MAY NJ
Township / Civil Division	WEST CAPE MAY
Census Block Group	3
Census Block	3021
Census Tract	21900

Owner

Source: Cape May County and West Cape May Borough records · APN 12-00042-0000-00012

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	304 SECOND AVE, CAPE MAY, NJ 08204-1043
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance COLUMBIA BANK
Feb 16, 2018	Deed of Trust, Mortgage · Conventional Mortgage BRADY & AMY BONNER
Nov 04, 2017	Grant Deed, Transfer 1ST COLONIAL CMNTY BK
Aug 16, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 16, 2018 · Amount on Record
Deed Sale	May 16, 2018 · Amount on Record
Prior Sale	Nov 04, 2017 · Amount on Record
Deed Document Number	201855286
Deed Book / Page	3792 / 261
Prior Transfer Date	Jul 26, 2017
Prior Transfer Doc	0037450857
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE MAY NJ
Property Address	304 SECOND AVE, WEST CAPE MAY, NJ 08204-1043
Transaction Type	Mortgage
Record Updated	Aug 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000045781
Date	Oct 14, 2021
Book Page	6470/185
Instrument	2021045781

Lender

Name	COLUMBIA BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Nov 01, 2041

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE MAY NJ
Property Address	304 SECOND AVE, WEST CAPE MAY, NJ 08204-1043
Document Number	0059550167
Instrument Date	Feb 16, 2018
Transaction Type	Mortgage
Record Updated	Apr 10, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	358 CRESCENT AVE CAPE MAY NJ 08204, CAPE MAY, NJ 08204

Mortgage

Document Number	0059550167
Date	Mar 28, 2018
Book Page	005955/000167
Instrument	49632

Lender

Name	BRADY & AMY BONNER
Address	326 FIFTH AVE, WEST CAPE MAY, NJ 08204-1130

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CAPE MAY NJ
Recording Date	Nov 04, 2017
Property Address	304 SECOND AVE, WEST CAPE MAY, NJ 08204-1043
Document Number	0037600230
Book / Page	003760 / 000230
Instrument Date	Oct 31, 2017
Instrument	34414
Transaction Type	Transfer
Record Updated	Dec 08, 2017
Title Company	SHORE TITLE

Transaction

Amount	Amount Recorded
Tax	$340.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	358 CRESCENT DR CAPE MAY NJ 082044839, CAPE MAY, NJ 08204-4839

Mortgage

Document Number	59150764
Date	Nov 04, 2017
Book Page	005915/000764
Instrument	34417

Lender

Name	1ST COLONIAL CMNTY BK
Type	Bank
Address	CHERRY HILL, NJ 08002

Agreement

Amount	Amount Recorded

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CAPE MAY NJ
Recording Date	Aug 16, 2017
Property Address	304 SECOND AVE, WEST CAPE MAY, NJ 08204-1043
Document Number	0037450857
Book / Page	003745 / 000857
Instrument Date	Jul 26, 2017
Instrument	25129
Transaction Type	Transfer
Record Updated	Jun 08, 2021
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	2326 W MOSHER ST BALTIMORE MD 212164508, BALTIMORE, MD 21216-4508

Tax Assessment & Valuation

Source: Cape May County and West Cape May Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Cape May County
Municipality	West Cape May Borough
Secondary School District	Lower Cape May Regional School District (07 - 12)
Elementary School District	West Cape May Borough School District (KG - 06)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$816,100 (-) Land $260,000 Building $556,100	$816,100 (-) Land $260,000 Building $556,100
2025		$816,100 (-) Land $260,000 Building $556,100	$816,100 (-) Land $260,000 Building $556,100
2024	$12,274.00 (+11%)
2023		$816,100 Land $260,000 Building $556,100	$816,100 Land $260,000 Building $556,100
2022	$11,058.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cape May County (34009C), updated October 4, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340090219003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 213 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	274 units insured 61 under condo master policies
Nearby Flood Claims	98 (1978–2023)
Claims Outside the SFHA	10 of 98
Most Recent Claim	Dec 2023, rainfall accumulation
Claims By Storm	Hurricane Sandy, Oct 2012 · 6 claims Severe Coastal Storm, Jan 1992 · 11 claims Hurricane Gloria, Sep 1985 · 31 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 543 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	1,000 / 75
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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