Cumberland Town property record for 304 Scott Rd, Cumberland, RI 02864
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,672 sqft · built 1991 |
| Lot Size | 1.17 acres (50,965 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $350,000 (Nov 2013) |
| Tax Bill | $7,337 (2025) |
| Deeds & Mortgages | Apr 2020 Refinance May 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 9087-30 |
| Primary APN | 9087-30 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,672 sqft Living Area |
| Gross Area | 6,750 sqft |
| 1st Floor Area | 1,734 sqft |
| Basement Area | 1,734 sqft |
| Unfinished Basement | 1,734 sqft |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 50,965 sqft (1.17 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 9087-30 |
|---|---|
| Street Address | 304 SCOTT RD |
| City | CUMBERLAND |
| State | RI |
| Zip | 02864-2830 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 30 |
| Legal Block | 292 |
| Jurisdiction | CUMBERLAND RI |
| Township / Civil Division | CUMBERLAND |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 11405 |
Source: Cumberland Town records · APN 9087-30
Assessment roll updated June 22, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 304 SCOTT RD, CUMBERLAND, RI 02864-2830 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Apr 24, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance SEMPER HOME LOANS INC |
| May 08, 2018 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 14, 2013 · Amount on Record |
| Deed Sale | Nov 14, 2013 · Amount on Record |
| Prior Sale | Oct 15, 2004 · Amount on Record |
| Deed Document Number | 20136 |
| Deed Book / Page | 1633 / 567 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 304 SCOTT RD, CUMBERLAND, RI 02864-2830 |
| Transaction Type | Mortgage |
| Record Updated | Mar 01, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1836-691 |
|---|---|
| Date | Apr 24, 2020 |
| Book Page | 1836/691 |
| Instrument | 113566 |
| Name | SEMPER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 304 SCOTT RD, CUMBERLAND, RI 02864-2830 |
| Document Number | 1774-48 |
| Instrument Date | May 08, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2018 |
| Name | Verified Name |
|---|---|
| Address | 304 SCOTT RD CUMBERLAND RI 028642830, CUMBERLAND, RI 02864-2830 |
| Document Number | 1774-48 |
|---|---|
| Date | May 24, 2018 |
| Book Page | 001774/000048 |
| Name | CITIZENS BK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Cumberland Town records · Assessment roll updated June 22, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Cumberland Town |
| Unified School District | Cumberland School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $7,337.00 (+5.58%) | $598,000 (-) Land $167,100 Building $430,900 |
| 2023 | $6,949.00 (+3.15%) | $598,000 (+33.07%) Land $167,100 Building $430,900 |
| 2022 | $6,737.00 | $449,400 Land $119,300 Building $330,100 |
Source: FEMA National Flood Hazard Layer as of June 22, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber | 980 / 880 |
Based on FCC filings for 42 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWN OF CUMBERLAND serves 21,235 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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