304 Saunders St, Apex, NC 27502 Property Records

Wake County property record for 304 Saunders St, Apex, NC 27502

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 4,457 sqft · built 2017
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$1,010,000 (Jun 2022)
Tax Bill	$8,638 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Jun 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0742.18-31-3756-000`

Property Details

APN / Parcel Number

Primary APN	`0742.18-31-3756-000`
Alternative APNs	`0742.18-31-3756 0367736` `0742313756` `0367736`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,457 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Conventional
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	6,970 sqft (0.16 acres)
Garage Area	660 sqft
Porch	Porch
Porch Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Account Number	0367736
Street Address	304 SAUNDERS ST
City	APEX
State	NC
Zip	27502-1437
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MD
Legal Description	LO1 TEMPLETON BM2008-00884
Legal Subdivision	TEMPLETON
Legal Lot Number	1
Jurisdiction	WAKE NC
Township / Civil Division	WHITE OAK
Census Block Group	1
Census Block	1002
Census Tract	53429

Owner

Source: Wake County records, as of September 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	304 SAUNDERS ST, APEX, NC 27502-1437
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2022	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Jun 15, 2022	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Jan 7, 2022	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF PENNSYLVANIA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2022 · Amount on Record
Deed Sale	Jun 15, 2022 · Amount on Record
Prior Sale	Dec 23, 2013 · Amount on Record
Deed Book / Page	19059 / 969
Prior Transfer Date	Mar 19, 2010
Prior Transfer Doc	1389602014
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	304 SAUNDERS ST, APEX, NC 27502-1437
Transaction Type	Mortgage
Record Updated	Sep 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	19128/2081
Date	Aug 25, 2022
Book Page	19128/2081

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	APEX, NC 27502

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAKE NC
Recording Date	Jun 15, 2022
Property Address	304 SAUNDERS ST, APEX, NC 27502-1437
Document Number	019059/969
Book / Page	19059 / 969
Map Reference	MB 2008 PG 884
Instrument Date	Jun 15, 2022
Transaction Type	Transfer
Record Updated	Jun 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,020.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	332 W EARP ST, 332, HOLLY SPRINGS, NC 27540-8763

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 SAUNDERS ST, APEX, NC 27502-1437

Mortgage

Document Number	0019059971
Date	Jun 15, 2022
Instrument	19059/971

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Jul 1, 2027
Change Frequency	5 Years
Min Rate At Change	2.75%
Max Rate At Change	7.85%
Index	5-Year CMT
Max Rate	8.75%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	304 SAUNDERS ST, APEX, NC 27502-1437
Transaction Type	Mortgage
Record Updated	Feb 7, 2022
Title Company	CORPORATE SETTLEMENTS, CORPORATE SETTLEMENT SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 SAUNDERS ST, APEX, NC 27502-1437

Mortgage

Document Number	18874/1432
Date	Jan 7, 2022
Book Page	18874/1432

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	STATESVILLE, NC 28687

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	248 Months
Due	Aug 31, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Wake County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Apex Town
County	Wake County
Unified School District	Wake County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,638.00 (+35.43%)	$987,162 (+70.3%) Land $160,000 Building $827,162	$987,162 (+70.3%) Land $160,000 Building $827,162
2023	$6,378.00	$579,667 Land $78,000 Building $501,667	$579,667 Land $78,000 Building $501,667

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF APEX serves 83,001 people · EPA ID NC0392045
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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