304 Saranac Way, Guyton, GA 31312 Property Records

Effingham County property record for 304 Saranac Way, Guyton, GA 31312

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,697 sqft · built 2005
Lot Size	0.57 acres (24,829 sqft)
Owner	Individual Name on File
Last Sale	$180,000 (Nov 2020)
Tax Bill	$2,916 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0348A-045-000`

Property Details

APN / Parcel Number

Primary APN	`0348A-045-000`
Alternative APNs	`0064G045000` `0348A045` `6861`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,697 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	24,829 sqft (0.57 acres)
Garage Area	400 sqft
Porch	Slab
Porch Area	175 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	6861
Street Address	304 SARANAC WAY
City	GUYTON
State	GA
Zip	31312-5417
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	.57AC LOT 45 (OUT 64-10)
Legal Subdivision	LONESOME OAKS
Legal Phase	1
Legal Block	I
Legal Lot Number	45
Jurisdiction	EFFINGHAM GA
Township / Civil Division	GUYTON-SPRINGFIELD
Census Block Group	1
Census Block	1000
Census Tract	30208

Owner

304 Saranac Way is owned and occupied by an individual who bought it in November 2020.

Source: Effingham County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	304 SARANAC WAY, GUYTON, GA 31312-5417
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 13, 2020 · Amount on File
Deed Sale	Nov 13, 2020 · Amount on File
Prior Sale	Jun 27, 2013 · Amount on File
Deed Document Number	20203393
Deed Book / Page	2641 / 366
Record Updated	Oct 29, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Nov 13, 2020
Property Address	304 SARANAC WAY, GUYTON, GA 31312-5417
Document Number	002641/366
Book / Page	2641 / 366
Instrument Date	Nov 13, 2020
Instrument	2020-003393
Transaction Type	Transfer
Record Updated	Aug 3, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 SARANAC WAY, GUYTON, GA 31312-5417

Mortgage

Document Number	0000002641/0000000368
Date	Dec 1, 2020
Book Page	0000002641/0000000368
Instrument	012429

Lender

Name	QUICKEN LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 304 Saranac Way was $2,916 with a homeowner's exemption, up 8% from the year before.

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$119,829 (+6.93%) Land $22,800 Building $97,029	$299,572 (+6.93%) Land $57,000 Building $242,572
2025	$2,916.00 (+7.96%) Homeowner's exemption	$112,062 (-1.13%) Land $22,800 Building $89,262	$280,156 (-1.13%) Land $57,000 Building $223,156
2024	$2,701.00 (+32.92%) Homeowner's exemption	$113,339 (+11.71%) Land $22,800 Building $90,539	$283,348 (+11.71%) Land $57,000 Building $226,348
2023	$2,032.00 (-19.91%) Homeowner's exemption	$101,457 (+18.91%) Land $17,600 Building $83,857	$253,642 (+18.91%) Land $44,000 Building $209,642
2022	$2,537.00 Homeowner's exemption	$85,320 Land $14,800 Building $70,520	$213,299 Land $37,000 Building $176,299

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 304 Saranac Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 304 Saranac Way is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 65% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planters Rural Telephone Cooperative Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20