304 Saint Joseph Ave, O Fallon, MO 63366 Property Records

St. Charles County property record for 304 Saint Joseph Ave, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,080 sqft · built 1960
Lot Size	0.207 acres (9,000 sqft)
Owner	Individual Name on Record
Tax Bill	$2,026 (2022)
Deeds & Mortgages	Apr 2024 Sale May 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`216060A000`

Property Details

APN / Parcel Number

Primary APN	`216060A000`
Alternative APN	`2-051C-4271-00-0122.0000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,080 sqft Living Area
Gross Area	1,455 sqft
1st Floor Area	1,080 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,000 sqft (0.207 acres)
Lot Dimensions	120 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	375 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	338 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	216060A000
Street Address	304 SAINT JOSEPH AVE
City	O FALLON
State	MO
Zip	63366-1714
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AE9
Legal Description	FOREST PK OF OFALLON LOT 122
Legal Subdivision	FOREST PK OF OFALLON
Legal Lot Number	122
Jurisdiction	ST CHARLES MO
Township / Civil Division	O'FALLON
Census Block Group	2
Census Block	2001
Census Tract	311602

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	304 SAINT JOSEPH AVE, O FALLON, MO 63366-1714
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2024	Beneficiary Deed, Transfer
May 16, 2023	Quit Claim Deed, Transfer Quitclaim
Jun 7, 2018	Warranty Deed, Transfer · Conventional Mortgage MIDWEST EQUITY MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 16, 2023
Deed Sale	May 16, 2023
Prior Sale	Jun 7, 2018 · Amount on Record
Deed Document Number	202318540
Prior Transfer Date	May 12, 2023
Prior Transfer Doc	0000018540
Record Updated	Oct 29, 2026

April 2024: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST CHARLES MO
Recording Date	Apr 17, 2024
Property Address	304 SAINT JOSEPH AVE, O FALLON, MO 63366-1714
Document Number	0000014498
Map Reference	MB 6 PG 70
Instrument Date	Apr 10, 2024
Instrument	2024R-014498
Transaction Type	Transfer
Record Updated	May 2, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	304 SAINT JOSEPH AVE, O FALLON, MO 63366-1714

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1427 HERITAGE LNDG, SAINT CHARLES, MO 63303-6111

May 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	May 16, 2023
Property Address	304 SAINT JOSEPH AVE, O FALLON, MO 63366-1714
Document Number	0000018540
Map Reference	MB 60 PG 70
Instrument Date	May 12, 2023
Instrument	2023R-018540
Transaction Type	Transfer
Record Updated	Aug 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	39732 179TH ST E, PALMDALE, CA 93591-3302

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 SAINT JOSEPH AVE, O FALLON, MO 63366-1714

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jun 7, 2018
Property Address	304 SAINT JOSEPH AVE, O FALLON, MO 63366-1714
Document Number	0069301941
Book / Page	6930 / 1941
Map Reference	MB 6 PG 70
Instrument Date	May 30, 2018
Instrument	20180607000317750
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39732 179TH ST E, PALMDALE, CA 93591-3302

Mortgage

Document Number	20180607000317760
Date	Jun 7, 2018
Instrument	20180607000317760

Lender

Name	MIDWEST EQUITY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$34,746 (+1.12%)	$182,872 (+1.12%) Land $40,000 Building $142,872
2023		$34,362 (+21.77%)
2022	$2,026.00	$28,219	$180,852 (+21.77%) Land $40,000 Building $140,852
2021			$148,520 Land $40,000 Building $108,520

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 555 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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