Woodford County property record for 304 S Winter St, Midway, KY 40347
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,357 sqft |
| Owner | 2 Individual Names on File |
| Last Sale | $329,000 (Mar 2008) |
| Tax Bill | $5,140 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit May 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 38-6002-007-00 |
| Primary APN | 38-6002-007-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,357 sqft Living Area |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Foundation Type | Stone |
| Porch | Porch |
| Porch Area | 342 sqft |
| Sewer | Connected |
|---|
| Account Number | 21943 |
|---|---|
| Street Address | 304 S WINTER ST |
| City | MIDWAY |
| State | KY |
| Zip | 40347-5004 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2 STORY |
| Jurisdiction | WOODFORD KY |
| Township / Civil Division | MIDWAY |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 50400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Midway Historic District listed 1978 · 177 contributing resources · NRIS 78001415 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
304 S Winter St is owned by two individuals who bought it in March 2008.
Source: Woodford County records, as of December 11, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 4406, MIDWAY, KY 40347-4406 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 8, 2025 | Deed of Trust, Mortgage · Line of Credit TRADITIONAL BANK INC |
| May 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ARVEST BANK |
| Oct 2, 2018 | Deed of Trust, Mortgage · Conventional Mortgage ARVEST BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 26, 2008 · Amount on File |
| Deed Sale | Mar 26, 2008 · Amount on File |
| Deed Document Number | 0000024623 |
| Deed Book / Page | 246 / 23 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WOODFORD KY |
| Property Address | 304 S WINTER ST, MIDWAY, KY 40347-5004 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2025 |
| Name | Verified Name |
|---|---|
| Address | 304 S WINTER ST, MIDWAY, KY 40347-5004 |
| Document Number | 0M1020/169 |
|---|---|
| Date | Dec 8, 2025 |
| Book Page | M1020/169 |
| Instrument | 286059 |
| Name | TRADITIONAL BANK INC |
|---|---|
| Type | Bank |
| Address | 1140 US HIGHWAY 127 S, FRANKFORT, KY 40601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Nov 14, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WOODFORD KY |
| Property Address | 304 S WINTER ST, MIDWAY, KY 40347-5004 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000M866/1 |
|---|---|
| Date | May 14, 2020 |
| Book Page | M866/1 |
| Instrument | 89475 |
| Name | ARVEST BANK |
|---|---|
| Type | Bank |
| Address | LOWELL, AR 72745 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jun 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WOODFORD KY |
| Property Address | 304 S WINTER ST, MIDWAY, KY 40347-5004 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2024 |
| Title Company | SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE |
| Name | Verified Name |
|---|
| Document Number | 00M826/052 |
|---|---|
| Date | Oct 2, 2018 |
| Book Page | M826/052 |
| Instrument | 63282 |
| Name | ARVEST BANK |
|---|---|
| Type | Bank |
| Address | LOWELL, AR 72745 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 1, 2033 |
The 2025 property tax bill for 304 S Winter St was $5,140.
Source: Woodford County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Woodford County |
| Municipality | Midway City |
| Unified School District | Woodford County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,140.00 | $573,900 | $573,900 |
| 2023 | $3,601.00 | $360,000 | $360,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 304 S Winter St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 1 (2026) |
| Most Recent Claim | Jun 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 304 S Winter St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MIDWAY MUNICIPAL WATER WORKS serves 2,174 people · EPA ID KY1200283 |
|---|---|
| Water Source | Purchased surface water from FRANKFORT PLANT BOARD |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures