304 S Westgate Dr, Clever, MO 65631 Property Records

Christian County property record for 304 S Westgate Dr, Clever, MO 65631

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,315 sqft · built 2005
Lot Size	0.23 acres (10,000 sqft)
Owner	Individual Name on Record
Last Sale	$90,300 (Jan 2017)
Tax Bill	$1,333 (2024)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9-0.4-20-3-1-21.005`

Property Details

APN / Parcel Number

Primary APN	`9-0.4-20-3-1-21.005`
Alternative APN	`09-0.4-20-003-001-021.005`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,315 sqft Living Area
1st Floor Area	1,315 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	304 S WESTGATE DR
City	CLEVER
State	MO
Zip	65631-6555
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 WESTGATE
Legal Range	23W
Legal Township	27N
Legal Section	20
Legal Subdivision	WESTGATE
Legal Lot Number	5
Jurisdiction	CHRISTIAN MO
Township / Civil Division	LINCOLN
Census Block Group	2
Census Block	2019
Census Tract	20102

Owner

Source: Christian County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	304 S WESTGATE DR, CLEVER, MO 65631-6555
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2026	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORPORATION
Apr 7, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jan 5, 2017	Intrafamily Transfer, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 5, 2017 · Amount on Record
Deed Sale	Jan 5, 2017 · Amount on Record
Prior Sale	Jun 26, 2006 · Amount on Record
Deed Document Number	2017228
Deed Book / Page	2017 / 227
Prior Transfer Date	Oct 28, 2016
Prior Transfer Doc	0201700227
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Recording Date	Apr 21, 2026
Property Address	304 S WESTGATE DR, CLEVER, MO 65631-6555
Document Number	0000004836
Book / Page	2026 / 4769
Instrument Date	Apr 15, 2026
Instrument	20264836
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 S WESTGATE DR, CLEVER, MO 65631-6555

Mortgage

Document Number	0000004836,
Date	Apr 21, 2026
Book Page	2026/4769
Instrument	20264836

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.22%
Max Rate	-1%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	304 S WESTGATE DR, CLEVER, MO 65631-6555
Transaction Type	Mortgage
Record Updated	May 20, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202106541
Date	Apr 7, 2021
Book Page	2021/6541
Instrument	2021L06586

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	309 Months
Due	Jan 1, 2047

January 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHRISTIAN MO
Recording Date	Jan 5, 2017
Property Address	304 S WESTGATE DR, CLEVER, MO 65631-6555
Document Number	0201700227
Book / Page	2017 / 00227
Instrument Date	Oct 28, 2016
Instrument	2017L00228
Transaction Type	Transfer
Record Updated	Mar 17, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	304 S WESTGATE DR, 304, CLEVER, MO 65631-6555

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 S WESTGATE DR, CLEVER, MO 65631-6555

Mortgage

Document Number	2017L00229
Date	Jan 5, 2017
Instrument	2017L00229

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2047

Tax Assessment & Valuation

Source: Christian County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Christian County
Municipality	Clever City
Unified School District	Clever R-V School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$22,880 (+6.02%)	$120,400 (+5.99%) Land $25,000 Building $95,400
2024	$1,333.00
2023		$21,580	$113,600 Land $25,000 Building $88,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 1, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 92% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVER PWS serves 2,139 people · EPA ID MO5010175
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Wisper ISP.

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