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304 S Summit Ave, Bremerton, WA 98312 Property Records

Kitsap County property record for 304 S Summit Ave, Bremerton, WA 98312

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 859 sqft · built 1926
Lot Size0.06 acres (2,614 sqft)
OwnerIndividual Name on File
Last Sale$132,500 (Aug 2015)
Tax Bill$2,653 (2026)
Deeds & MortgagesSep 2026 Mortgage
Aug 2023 Second Mortgage
Flood ZoneZone X (minimal risk)
APN3732-013-001-0100

Property Details

APN / Parcel Number

Primary APN3732-013-001-0100
Alternative APN
  • 2405785

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area859 sqft Living Area
1st Floor Area482 sqft
Basement Area377 sqft
Finished Basement377 sqft

Exterior

Year BuiltBuilt 1926
Effective Year BuiltEffective 1926
Architectural StyleRanch
Exterior MaterialWood Siding
Roof MaterialComposition Shingle
Lot Area2,614 sqft (0.06 acres)
View / LotWater View
Garage TypeDetached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
Deck Area16 sqft
Patio Area36 sqft
Canopy20 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Street Address304 S SUMMIT AVE
CityBREMERTON
StateWA
Zip98312-4224
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-10
Legal DescriptionRESULTANT PARCEL 1 OF BOUNDARY LINE ADJUSTMENT RECORDED UNDER AUDITORS FILE NO. 200210070436, RECORDS OF KITSAP COUNTY, WASHINGTON, DESCRIBED AS FOLLOWS: THE WEST 43.00 FEET OF LOTS 1 AND 2, BLOCK 13, CHARLESTON, AS PER PLAT RECORDED IN VOLUME 2 OF P
Legal Range1E
Legal Township24
Legal Section22
Legal SubdivisionCHARLESTON
Legal Block2
Legal Lot Number1-2
JurisdictionKITSAP WA
Township / Civil DivisionBREMERTON
Census Block Group2
Census Block2028
Census Tract81100

Owner

304 S Summit Ave is owned and occupied by an individual who bought it in August 2015.

Source: Kitsap County records, as of September 16, 2026

Owner of RecordIndividual Name on File
Mailing Address304 S SUMMIT AVE, BREMERTON, WA 98312-4224
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 16, 2026Deed of Trust, Mortgage · Conventional Mortgage
BANK NATIONAL ASSOCIATION
Aug 1, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
NAVY FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 17, 2015 · Amount on File
Deed SaleAug 17, 2015 · Amount on File
Deed Document Number2015111
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKITSAP WA
Recording DateSep 16, 2026
Property Address304 S SUMMIT AVE, BREMERTON, WA 98312-4224
Document Number0000000023
Instrument DateSep 11, 2026
Instrument202623
Transaction TypeMortgage
Record UpdatedSep 23, 2026
Title CompanySILK TITLE UTAH LLC, SILK TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address304 S SUMMIT AVE, BREMERTON, WA 98312-4224

Mortgage

Document Number0000000023,
DateSep 16, 2026
Instrument202623
Lender
NameBANK NATIONAL ASSOCIATION
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueOct 1, 2046
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKITSAP WA
Property Address304 S SUMMIT AVE, BREMERTON, WA 98312-4224
Transaction TypeMortgage
Record UpdatedOct 31, 2023
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE TEXAS

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000129
DateAug 1, 2023
Instrument202308010129
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term60 Months
DueAug 1, 2028

Tax Assessment & Valuation

The 2026 property tax bill for 304 S Summit Ave was $2,653.

Source: Kitsap County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateWashington
CountyKitsap County
MunicipalityBremerton City
Unified School DistrictBremerton School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2027$299,290 (-) Land $95,330 Building $203,960$299,290 (-) Land $95,330 Building $203,960
2026$2,653.00$299,290 Land $95,330 Building $203,960$299,290 Land $95,330 Building $203,960
2024$2,546.00 (-3.23%)$299,290 (-) Land $95,330 Building $203,960$299,290 (-) Land $95,330 Building $203,960
2023$2,631.00$299,290 Land $95,330 Building $203,960$299,290 Land $95,330 Building $203,960

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 304 S Summit Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 11, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 304 S Summit Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BREMERTON
serves 72,951 people · EPA ID WA5308200
Water SourceSurface water
Last State InspectionApr 2025
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

May also be available: Astound Broadband, CenturyLink.

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