304 S Spring St, Wakarusa, IN 46573 Property Records

Elkhart County property record for 304 S Spring St, Wakarusa, IN 46573

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,064 sqft · built 2003
Lot Size	0.101 acres (4,400 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (Mar 2025)
Tax Bill	$1,756 (2024)
Deeds & Mortgages	May 2022 Mortgage Apr 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`20-09-36-107-003.000-025`

Property Details

APN / Parcel Number

Primary APN	`20-09-36-107-003.000-025`
Alternative APN	`0936107003025`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,064 sqft Living Area
1st Floor Area	1,064 sqft
Basement Area	1,064 sqft
Flooring	Subfloor

Exterior

Year Built	Built 2003
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Asphalt
Lot Area	4,400 sqft (0.101 acres)
Lot Dimensions	63 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0936107003025
Old Parcel Number	0936107003025
Street Address	304 S SPRING ST
City	WAKARUSA
State	IN
Zip	46573-9513
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	SEN & WHISLERS LOT 49 & N1/2 VAC ALLEY ADJ S & W1/2 VAC ALLEY ADJ E
Legal Subdivision	SENSENICH & WHISLERS
Legal Block	107
Legal Lot Number	49
Jurisdiction	ELKHART IN
Township / Civil Division	OLIVE
Census Block Group	1
Census Block	1027
Census Tract	1301

Owner

Source: Elkhart County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	68498 COUNTY ROAD 3, NAPPANEE, IN 46550-9486
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2022	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Apr 28, 2022	Deed of Trust, Mortgage INDIANA HOUSING & COMMUNITY DEVELOPMENT
Mar 17, 2025	Warranty Deed, Transfer HERITAGE PARKE TITLE LLC
Nov 18, 2024	Warranty Deed, Transfer
Jun 10, 2024	Agreement of Sale, Transfer
Apr 27, 2020	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 2025 · Amount on Record
Deed Sale	Mar 17, 2025 · Amount on Record
Prior Sale	Nov 18, 2024 · Amount on Record
Deed Document Number	2025-04228
Record Updated	Jun 8, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKHART IN
Property Address	304 S SPRING ST, WAKARUSA, IN 46573-9513
Transaction Type	Mortgage
Record Updated	Oct 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 S SPRING ST, WAKARUSA, IN 46573-9513
Investor	Possibly a Property Investor

Mortgage

Document Number	0000009482
Date	May 4, 2022
Instrument	2022-09482

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	May 1, 2050

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKHART IN
Property Address	304 S SPRING ST, WAKARUSA, IN 46573-9513
Transaction Type	Mortgage
Record Updated	Oct 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000009039
Date	Apr 28, 2022
Instrument	2022-09039

Lender

Name	INDIANA HOUSING & COMMUNITY DEVELOPMENT
Type	Government Agency
Address	46753

Agreement

Amount	Amount Recorded

March 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELKHART IN
Recording Date	Mar 17, 2025
Property Address	304 S SPRING ST, WAKARUSA, IN 46573-9513
Document Number	0000004228
Map Reference	DD 87 PG 390
Instrument Date	Mar 14, 2025
Instrument	2025-04228
Transaction Type	Transfer
Record Updated	Oct 17, 2025
Title Company	HERITAGE PARKE TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	68498 COUNTY ROAD 3, NAPPANEE, IN 46550-9486

November 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELKHART IN
Recording Date	Nov 18, 2024
Property Address	304 S SPRING ST, WAKARUSA, IN 46573-9513
Document Number	0000009109
Map Reference	DD 87 PG 390
Instrument Date	Nov 13, 2024
Instrument	2024-19109
Transaction Type	Transfer
Record Updated	Oct 17, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23601 COUNTY ROAD 36, GOSHEN, IN 46526-7492

June 2024: Agreement of Sale, Transfer

Document Type	Agreement of Sale
Jurisdiction	ELKHART IN
Recording Date	Jun 10, 2024
Property Address	304 S SPRING ST, WAKARUSA, IN 46573-9513
Document Number	0000009110
Map Reference	DD 87 PG 390
Instrument Date	Jun 3, 2024
Instrument	2024-09110
Transaction Type	Transfer
Record Updated	Oct 17, 2025

Transaction

Tax	$0.00
Additional	Notice of Foreclosure Sale Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3004 N CLINTON ST, FORT WAYNE, IN 46805-1912
Investor	Possibly a Property Investor

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELKHART IN
Recording Date	Apr 27, 2020
Property Address	304 S SPRING ST, WAKARUSA, IN 46573-9513
Document Number	0000008573
Map Reference	PL 87 PG 390
Instrument Date	Apr 23, 2020
Instrument	2020-08573
Transaction Type	Transfer
Record Updated	Aug 8, 2022
Title Company	NEAR NOTRTH TITLE GROUP

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 S SPRING ST, WAKARUSA, IN 46573-9513

Mortgage

Document Number	0000008574
Date	Apr 27, 2020
Instrument	2020-08574

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Elkhart County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Elkhart County
County Subdivision	Olive Township
Municipality	Wakarusa Town
Unified School District	Wa-Nee Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$186,300 (+8.63%) Land $15,700 Building $170,600	$186,300 (+8.63%) Land $15,700 Building $170,600
2024	$1,756.00 (+10.09%)	$171,500 (+8.54%) Land $15,700 Building $155,800	$171,500 (+8.54%) Land $15,700 Building $155,800
2023		$158,000 (+1.8%) Land $15,700 Building $142,300	$158,000 (+1.8%) Land $15,700 Building $142,300
2022	$1,595.00 Homeowner's exemption	$155,200 Land $15,700 Building $139,500	$155,200 Land $15,700 Building $139,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Feb 2018 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAKARUSA WATER WORKS serves 1,998 people · EPA ID IN5220029
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
New Paris Telephone Company Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Fourway, Surf Internet.

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