Ottawa County property record for 304 S River St, Commerce, OK 74339 · Last verified February 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 984 sqft · built 1953 |
| Owner | Individual Name on File |
| Last Sale | $31,000 (Nov 2006) |
| Tax Bill | $404 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 20189 |
| Primary APN | 20189 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 984 sqft Living Area |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Porch | Covered Porch |
|---|---|
| Porch Area | 72 sqft |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Heating System | Floor/Wall Furnace |
|---|
| Account Number | 20189 |
|---|---|
| Street Address | 304 S RIVER ST |
| City | COMMERCE |
| State | OK |
| Zip | 74339-2403 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S2 LT 13 & ALL OF LT 14, BLK 50 NORTH MIAMI NOW COMMERCE PENDING SUIT 854/746 902/581 |
| Legal Subdivision | NORTH MIAMI NOW COMMERCE |
| Legal Block | 50 |
| Legal Lot Number | 13,14 |
| Jurisdiction | OTTAWA OK |
| Township / Civil Division | MIAMI |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 574200 |
Source: Ottawa County records · APN 20189
Assessment roll updated October 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 304 S RIVER ST, COMMERCE, OK 74339-2403 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 06, 2006 · Amount on Record |
| Deed Sale | Nov 06, 2006 · Amount on Record |
| Deed Document Number | 0000826767 |
| Deed Book / Page | 826 / 767 |
| Record Updated | Jun 08, 2026 |
Source: Ottawa County records · Assessment roll updated October 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Ottawa County |
| Municipality | Commerce City |
| Unified School District | Commerce Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $404.00 (+0.75%) | $4,166 (+4.99%) Land $185 Building $3,981 | $39,400 (-30.44%) Land $1,619 Building $37,781 |
| 2024 | $401.00 (+18.29%) | $3,968 (+5%) Land $185 Building $3,783 | $56,643 (-) Land $1,619 Building $55,024 |
| 2023 | $339.00 (+3.35%) | $3,779 (+5%) Land $185 Building $3,594 | $56,643 (-) Land $1,619 Building $55,024 |
| 2022 | $328.00 | $3,599 Land $185 Building $3,414 | $56,643 Land $1,619 Building $55,024 |
Source: FEMA National Flood Hazard Layer, Ottawa County (40115C), updated September 13, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 401155742002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Claims | 5 (1993–2007) |
| Most Recent Claim | Jul 2007, river or lake flooding, Severe Storms, Flooding, And Tornadoes |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 388 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Cable One | Cable | 1,000 / 50 |
| The Junction Internet | Fixed Wireless | 100 / 20 |
| Wisper ISP | Fixed Wireless | 100 / 20 |
May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.
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