304 S Poplar St, Onarga, IL 60955 Property Records

Iroquois County property record for 304 S Poplar St, Onarga, IL 60955

Property Summary

Property Type	Single Family Home
Lot Size	0.458 acres (19,982 sqft)
Owner	Individual Name on Record
Last Sale	$115,000 (Aug 2026)
Tax Bill	$2,622 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23 19 377 006`

Property Details

APN / Parcel Number

Primary APN	`23 19 377 006`

Exterior

Lot Area	19,982 sqft (0.458 acres)

Location & Zoning

Street Address	304 S POPLAR ST
City	ONARGA
State	IL
Zip	60955-1329
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RESUB LT 3 OF LT 1 SW4 EX S100'
Legal Subdivision	RESUBDIVISION
Legal Lot Number	1,3
Jurisdiction	IROQUOIS IL
Township / Civil Division	ONARGA
Census Block Group	2
Census Block	2063
Census Tract	950600

Owner

Source: Iroquois County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	304 S POPLAR ST, ONARGA, IL 60955-1329
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2026	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE MORTGAGE
Aug 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 14, 2026 · Amount on Record
Deed Sale	Aug 14, 2026 · Amount on Record
Prior Sale	Apr 21, 2009
Deed Document Number	20262849
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IROQUOIS IL
Recording Date	Aug 14, 2026
Property Address	304 S POPLAR ST, ONARGA, IL 60955-1329
Document Number	0000002849
Instrument Date	Aug 6, 2026
Instrument	20262849
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$17,422.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 S POPLAR ST, ONARGA, IL 60955-1329

Mortgage

Document Number	0000002850,
Date	Aug 14, 2026
Instrument	20262850

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.99%
Initial Type	Fixed Rate
Max Rate	-1%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IROQUOIS IL
Property Address	304 S POPLAR ST, ONARGA, IL 60955-1329
Transaction Type	Mortgage
Record Updated	Sep 8, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	21R3253
Date	Aug 18, 2021
Instrument	21R3253

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2036

Interest

Rate	2.62%

Tax Assessment & Valuation

Source: Iroquois County assessment roll, as of July 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Iroquois County
County Subdivision	Onarga Township
Municipality	Onarga Village
Unified School District	Iroquois West Community Unit School District 10 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,622.00 (+14.55%) Homeowner's exemption	$36,640 (+13.75%) Land $4,880 Building $31,760	$109,920 (+13.75%) Land $14,640 Building $95,280
2024	$2,289.00 (+18.48%)	$32,210 (+11.3%) Land $4,290 Building $27,920	$96,630 (+11.3%) Land $12,870 Building $83,760
2022	$1,932.00 Homeowner's exemption	$28,940 Land $3,860 Building $25,080	$86,820 Land $11,580 Building $75,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONARGA serves 1,409 people · EPA ID IL0750700
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb
Copper	1.4 mg/L (2019–2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Conxxus Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35

May also be available: AT&T, Watch TV.

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