Hamilton County property record for 304 S Howell Ave, Chattanooga, TN 37411
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,346 sqft · built 1939 |
| Lot Size | 0.193 acres (8,446 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $64,000 (Mar 2016) |
| Tax Bill | $484 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 157N F 014 |
| Primary APN | 157N F 014 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,346 sqft Living Area |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 1964 |
| Exterior Material | Other |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 8,446 sqft (0.193 acres) |
| Lot Dimensions | 169 ft deep x 50 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000097857 |
|---|---|
| Street Address | 304 S HOWELL AVE |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37411-4846 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LOT 3 BLK 13 HAMILTON PLACE SUB PB 8 PG 35 0111 10 06 |
| Legal Subdivision | HAMILTON PLACE SUBDIVISION |
| Legal Block | 13 |
| Legal Lot Number | 3 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 5 |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 3000 |
304 S Howell Ave is owned and occupied by two individuals who bought it in March 2016.
Source: Hamilton County records, as of October 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 304 S HOWELL AVE, CHATTANOOGA, TN 37411-4846 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 18, 2016 · Amount on File |
| Deed Sale | Mar 18, 2016 · Amount on File |
| Deed Document Number | 2016100 |
| Deed Book / Page | 10696 / 782 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 304 S Howell Ave was $484, down 16.3% from the year before.
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $484.00 (-16.26%) | $31,975 (+23.69%) | $127,900 (+23.69%) Land $45,000 Building $82,900 |
| 2024 | $578.00 | $25,850 (-) | $103,400 (-) Land $30,000 Building $73,400 |
| 2023 | $578.00 | $25,850 (-) | $103,400 (-) Land $30,000 Building $73,400 |
| 2022 | $578.00 | $25,850 | $103,400 Land $30,000 Building $73,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 304 S Howell Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 2 (2025) |
| Most Recent Claim | Aug 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 304 S Howell Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.3% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
May also be available: T-Mobile.
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