304 S E St, San Bernardino, CA 92401 Property Records

San Bernardino County property record for 304 S E St, San Bernardino, CA 92401

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	13,672 sqft · built 1930
Lot Size	1.6 acres (70,000 sqft)
Owner	Company Name on File
Last Sale	$1,150,000 (Mar 2026)
Tax Bill	$15,706 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Mar 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0136-171-28-0000`

Property Details

APN / Parcel Number

Primary APN	`0136-171-28-0000`

Interior

Units	200 Units
Stories	1 Story
Building Area	13,672 sqft Gross Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Fire Resistance	Masonry Walls, Wood Interior
Lot Area	70,000 sqft
Lot Dimensions	280 ft deep x 250 ft wide

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	304 S E ST
City	SAN BERNARDINO
State	CA
Zip	92401-2011
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	BROWN AND WATERMAN SUB LOTS 1 2 3 4 AND 5 EX ST
Legal Subdivision	BROWN AND WATERMAN
Legal Block	1
Legal Lot Number	1,2,3
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	SAN BERNARDINO
Census Block Group	1
Census Block	1055
Census Tract	5701

Owner

304 S E St, a commercial property, is owned by a company that bought it in March 2026.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record	Company Name on File
Mailing Address	2810 LONGLEY WAY, ARCADIA, CA 91007-8535
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2023	Deed of Trust, Mortgage · Commercial Mortgage LANTERN FINANCIAL CORPORATION
Mar 6, 2026	Grant Deed, Transfer PCB BANK
Apr 22, 2020	Deed of Trust, Mortgage REDWOOD MORTGAGE CORP REDWOOD MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 6, 2026 · Amount on File
Deed Sale	Mar 6, 2026 · Amount on File
Deed Document Number	202660893
Prior Transfer Date	Feb 3, 2015
Prior Transfer Doc	0000068001
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	304 S E ST, SAN BERNARDINO, CA 92401-2011
Transaction Type	Mortgage
Record Updated	Mar 26, 2026
Title Company	ORABGE COAST TITLE, ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3949 RIDGEMONT DR, MALIBU, CA 90265-4904

Mortgage

Document Number	0000283544
Date	Nov 16, 2023
Instrument	2023-0283544

Lender

Name	LANTERN FINANCIAL CORPORATION
Type	Funding / Finance Company
Address	SHERMAN OAKS, CA 91423

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	60 Months
Due	Nov 15, 2028

March 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Mar 6, 2026
Property Address	304 S E ST, SAN BERNARDINO, CA 92401-2011
Document Number	0000060893
Map Reference	MB 16 PG 31
Instrument Date	Feb 27, 2025
Instrument	2026-0060893
Transaction Type	Transfer
Record Updated	Mar 26, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE IE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2810 LONGLEY WAY, ARCADIA, CA 91007-8535

Mortgage

Document Number	0000060894
Date	Mar 6, 2026
Instrument	2026-0060894

Lender

Name	PCB BANK
Type	Bank

Agreement

Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	304 S E ST, SAN BERNARDINO, CA 92401-2011
Document Number	0000151047
Instrument Date	Apr 22, 2020
Transaction Type	Mortgage
Record Updated	May 18, 2020
Title Company	STEWART TITLE, STEWART TITLE/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	3940 RIDGEMONT DR MALIBU CA 90265, MALIBU, CA 90265

Mortgage

Document Number	0000151047
Date	May 4, 2020
Instrument	151047

Lender

Name	REDWOOD MORTGAGE CORP REDWOOD MORTGAGE CORP
Type	Bank
Address	SAN MATEO, CA 94402

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 304 S E St was $15,706.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	San Bernardino City
Unified School District	San Bernardino City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,274,522 (+2%) Land $697,002 Building $577,520
2025	$15,706.00	$1,249,531 Land $683,335 Building $566,196
2023	$15,002.00 (-0.29%)	$1,201,010 Land $656,800 Building $544,210
2022	$15,046.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 304 S E St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 304 S E St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN BERNARDINO CITY serves 214,665 people · EPA ID CA3610039
Water Source	Groundwater
Last State Inspection	Jul 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T Fixed Wireless · DSL in parts of the area	100 / 20

May also be available: Frontier, GeoLinks, Spectrum, T-Mobile, Verizon.

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