304 S Buffalo St, Chico, TX 76431 Property Records

Wise County property record for 304 S Buffalo St, Chico, TX 76431

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,755 sqft · built 1957
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on File
Last Sale	$219,317 (Jun 2026)
Tax Bill	$3,434 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jan 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`A0410.9108.00`

Property Details

APN / Parcel Number

Primary APN	`A0410.9108.00`
Alternative APNs	`000000739822` `R000009252` `739822`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,755 sqft Living Area
Gross Area	2,875 sqft
1st Floor Area	1,755 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Exterior Material	Brick
Roof Type	Gable
Roof Material	Other
Lot Area	13,068 sqft (0.3 acres)
Garage Type	Attached
Garage Area	936 sqft
Parking Spaces	5 Parking Spaces
Porch	Screened Porch
Porch Area	199 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R000009252
Street Address	304 S BUFFALO ST
City	CHICO
State	TX
Zip	76431-2416
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A-410 WM HERSEE 0.3000 ACRES
Legal Subdivision	A-410 WM HERSEE
Jurisdiction	WISE TX
Township / Civil Division	BRIDGEPORT
Census Block Group	2
Census Block	2046
Census Tract	150405

Owner

304 S Buffalo St is owned and occupied by an individual who bought it in June 2026.

Source: Wise County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	304 S BUFFALO ST, CHICO, TX 76431-2416
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2026	Deed, Transfer · Conventional Mortgage NEIGHBORHOODLOANS INC
Jan 3, 2020	Warranty Deed, Transfer GUARDIAN TITLE COMPANY, GUARDIAN TITLE CO.

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 2026 · Amount on File
Deed Sale	Jun 16, 2026 · Amount on File
Prior Sale	Jan 3, 2020
Deed Document Number	20268994
Prior Transfer Date	Dec 21, 2007
Prior Transfer Doc	0200718176
Record Updated	Sep 20, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	WISE TX
Recording Date	Jun 16, 2026
Property Address	304 S BUFFALO ST, CHICO, TX 76431-2416
Document Number	0000008994
Instrument Date	Jun 2, 2026
Instrument	20268994
Transaction Type	Transfer
Record Updated	Jun 26, 2026
Title Company	GUARDIAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 S BUFFALO ST, CHICO, TX 76431-2416

Mortgage

Document Number	0000008995,
Date	Jun 16, 2026
Instrument	20268995

Lender

Name	NEIGHBORHOODLOANS INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WISE TX
Recording Date	Jan 3, 2020
Property Address	304 S BUFFALO ST, CHICO, TX 76431-2416
Document Number	0000000109
Instrument Date	Dec 20, 2019
Instrument	109
Transaction Type	Transfer
Record Updated	Jan 28, 2020
Title Company	GUARDIAN TITLE COMPANY, GUARDIAN TITLE CO.

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1091 DECATUR TX 762346091, DECATUR, TX 76234-6091

Tax Assessment & Valuation

The 2025 property tax bill for 304 S Buffalo St was $3,434, up 16.1% from the year before.

Source: Wise County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Chico City
County	Wise County
Unified School District	Chico Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$241,403 (-1.92%) Land $32,670 Building $208,733	$241,403 (-1.92%) Land $32,670 Building $208,733
2025	$3,434.00 (+16.09%)	$246,129 Land $32,670 Building $213,459	$246,129 Land $32,670 Building $213,459
2024	$2,958.00
2023		$220,205 Land $32,670 Building $187,535	$220,205 Land $32,670 Building $187,535
2021	$2,568.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 304 S Buffalo St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 28 policies
Nearby Flood Policies	28 in force
Nearby Flood Claims	6 (2015–2025)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Apr 2025 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 304 S Buffalo St is low, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 88% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHICO serves 1,596 people · EPA ID TX2490004
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	2,000 / 50
Nextlink Fixed Wireless	500 / 200
AMA TechTel Communications Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on S Buffalo St

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