304 S 7th St, Dekalb, IL 60115 Property Records

DeKalb County property record for 304 S 7th St, Dekalb, IL 60115

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba
Lot Size	0.202 acres (8,800 sqft)
Owner	Individual Name on File
Last Sale	$166,000 (Dec 2020)
Tax Bill	$5,762 (2024)
Deeds & Mortgages	Dec 2020 Mortgage Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-23-377-001`

Property Details

APN / Parcel Number

Primary APN	`08-23-377-001`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories

Exterior

Exterior Material	Aluminum/Vinyl
Lot Area	8,800 sqft (0.202 acres)
Lot Dimensions	100 ft deep x 88 ft wide

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0823377001
Street Address	304 S 7TH ST
City	DEKALB
State	IL
Zip	60115-3835
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W100FTLOT 1 & W100 FT OF N22FT OF LOT 2 - BLOCK 47 - JONES ADDITION
Legal Subdivision	JONES ADDITION
Legal Block	47
Legal Lot Number	2
Jurisdiction	DE KALB IL
Township / Civil Division	DEKALB
Census Block Group	1
Census Block	1010
Census Tract	1500

Owner

304 S 7th St is owned and occupied by an individual who bought it in December 2020.

Source: DeKalb County records, as of April 28, 2026

Owner of Record	Individual Name on File
Mailing Address	304 S 7TH ST, DEKALB, IL 60115-3835
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2020	Warranty Deed, Transfer FINANCE OF AMERICA MTG
Jul 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST CENTENNIAL MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 8, 2020 · Amount on File
Deed Sale	Dec 8, 2020 · Amount on File
Prior Sale	May 5, 2015 · Amount on File
Deed Document Number	202013135
Record Updated	Oct 29, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Dec 8, 2020
Property Address	304 S 7TH ST, DEKALB, IL 60115-3835
Document Number	0000013135
Instrument Date	Nov 30, 2020
Instrument	13135
Transaction Type	Transfer
Record Updated	Jan 21, 2021
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 S 7TH ST DEKALB IL 601153835, DEKALB, IL 60115-3835

Mortgage

Document Number	13136
Date	Dec 8, 2020
Instrument	13136

Lender

Name	FINANCE OF AMERICA MTG
Address	HORSHAM, PA 19044

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 7, 2050

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	304 S 7TH ST, DEKALB, IL 60115-3835
Document Number	0000008493
Instrument Date	Jul 9, 2020
Transaction Type	Mortgage
Record Updated	Sep 7, 2020
Title Company	ADVISORS TITLE NTWK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	304 S 7TH ST DEKALB IL 601153835, DEKALB, IL 60115-3835

Mortgage

Document Number	0000008493
Date	Aug 24, 2020
Instrument	8493

Lender

Name	FIRST CENTENNIAL MTG
Type	Mortgage Company
Address	AURORA, IL 60506

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 23, 2050

Interest

Rate Type	Fixed Rate
Rate	3.12%

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	DeKalb Township
Municipality	DeKalb City
Unified School District	DeKalb Community Unit School District 428 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$85,780 Land $12,379 Building $73,401	$257,340 Land $37,137 Building $220,203
2024	$5,762.00
2023		$68,298 Land $9,856 Building $58,442	$204,894 Land $29,568 Building $175,326

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 304 S 7th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 2, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 304 S 7th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEKALB serves 40,290 people · EPA ID IL0370100
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	13 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: DNA Communications, T-Mobile, Verizon.

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