304 S 5th St, Malta, IL 60150 Property Records

DeKalb County property record for 304 S 5th St, Malta, IL 60150

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,622 sqft · built 1973
Lot Size	0.476 acres (20,724 sqft)
Owner	2 Individual Names on Record
Last Sale	$134,500 (Mar 2013)
Tax Bill	$3,431 (2024)
Deeds & Mortgages	Oct 2025 Mortgage Aug 2025 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-23-331-010`

Property Details

APN / Parcel Number

Primary APN	`07-23-331-010`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Building Area	2,622 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Aluminum/Vinyl
Lot Area	20,724 sqft (0.476 acres)
Lot Dimensions	157 ft deep x 132 ft wide
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0723331010
Street Address	304 S 5TH ST
City	MALTA
State	IL
Zip	60150-9517
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRAGUES ADDITION - LOTS 5 & 6 BLOCK 9
Legal Subdivision	SPRAGUES ADDITION
Legal Block	9
Legal Lot Number	5,6
Jurisdiction	DE KALB IL
Township / Civil Division	MALTA
Census Block Group	2
Census Block	2083
Census Tract	300

Owner

Source: DeKalb County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	304 S 5TH ST, MALTA, IL 60150-9517
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2025	Deed of Trust, Mortgage · Conventional Mortgage RESOURCE BANK
Aug 28, 2025	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Oct 10, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 27, 2013 · Amount on Record
Deed Sale	Mar 27, 2013 · Amount on Record
Deed Document Number	20133876
Last Transfer Date	Aug 27, 2025
Transfer Doc	0000006739
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	304 S 5TH ST, MALTA, IL 60150-9517
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 N 3RD ST, MALTA, IL 60150-9760

Mortgage

Document Number	0000008078
Date	Oct 10, 2025
Instrument	2025008078

Lender

Name	RESOURCE BANK
Type	Bank
Address	DEKALB, IL 60115

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.62%
Type Change Date	Nov 1, 2030
Change Frequency	Annually
Min Rate At Change	4.62%
Max Rate At Change	8.62%
Max Rate	11.6%

August 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DE KALB IL
Recording Date	Aug 28, 2025
Property Address	304 S 5TH ST, MALTA, IL 60150-9517
Document Number	0000006739
Map Reference	MB A PG 22
Instrument Date	Aug 27, 2025
Instrument	2025006739
Transaction Type	Transfer
Record Updated	Mar 31, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	304 S 5TH ST, MALTA, IL 60150-9517

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DE KALB IL
Recording Date	Oct 10, 2018
Property Address	304 S 5TH ST, MALTA, IL 60150-9517
Document Number	0000009477
Instrument Date	Oct 10, 2018
Instrument	9477
Transaction Type	Transfer
Record Updated	Oct 24, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	304 S 5TH ST MALTA IL 601509517, MALTA, IL 60150-9517

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Malta Township
Municipality	Malta Village
Unified School District	DeKalb Community Unit School District 428 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$61,125 (+27.76%) Land $18,022 Building $43,103	$183,375 (+27.76%) Land $54,066 Building $129,309
2024	$3,431.00
2023		$47,842 Land $14,106 Building $33,736	$143,526 Land $42,318 Building $101,208

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MALTA serves 1,143 people · EPA ID IL0370350
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: DNA Communications.

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