304 S 4th St, Ozark, MO 65721 Property Records

Christian County property record for 304 S 4th St, Ozark, MO 65721

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,108 sqft · built 1920
Lot Size	0.459 acres (20,000 sqft)
Owner	2 Individual Names on File
Last Sale	$79,800 (Mar 2025)
Tax Bill	$998 (2024)
Deeds & Mortgages	Dec 2025 Line of Credit Mar 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-0.7-26-2-3-3`

Property Details

APN / Parcel Number

Primary APN	`11-0.7-26-2-3-3`
Alternative APN	`11-0.7-26-002-003-003.000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Building Area	1,108 sqft Living Area
1st Floor Area	1,108 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,000 sqft (0.459 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Utility Building	252 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	304 S 4TH ST
City	OZARK
State	MO
Zip	65721-9292
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 OF BLOCK 2 CITY OF OZARK 1ST
Legal Range	21W
Legal Township	27N
Legal Section	26
Legal Subdivision	CITY OF OZARK
Legal Block	2
Legal Lot Number	1
Jurisdiction	CHRISTIAN MO
Township / Civil Division	WEST FINLEY
Census Block Group	2
Census Block	2046
Census Tract	20304

Owner

304 S 4th St is owned and occupied by two individuals who bought it in March 2025.

Source: Christian County records, as of January 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	304 S 4TH ST, OZARK, MO 65721-9292
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2025	Deed of Trust, Mortgage · Line of Credit OZARK BANK
Mar 12, 2025	Quit Claim Deed, Transfer · Commercial Mortgage OZARK BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 12, 2025 · Amount on File
Deed Sale	Mar 12, 2025 · Amount on File
Deed Document Number	20252538
Deed Book / Page	2025 / 2505
Prior Transfer Date	Mar 7, 2025
Prior Transfer Doc	0202502505
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	304 S 4TH ST, OZARK, MO 65721-9292
Transaction Type	Mortgage
Record Updated	Dec 17, 2025
Title Company	OZARK ABSTRACT AND TITLE, OZARK ABSTRACT & TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 S 4TH ST, OZARK, MO 65721-9292

Mortgage

Document Number	0202514278
Date	Dec 8, 2025
Book Page	2025/14278
Instrument	2025L14456

Lender

Name	OZARK BANK
Type	Bank
Address	OZARK, MO 65721

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

March 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Mar 12, 2025
Property Address	304 S 4TH ST, OZARK, MO 65721-9292
Document Number	0202502505
Book / Page	2025 / 2505
Instrument Date	Mar 7, 2025
Instrument	2025L02538
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	OZARK ABSTRACT AND TITLE, OZARK ABSTRACT & TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	304 S 4TH ST, OZARK, MO 65721-9292

Mortgage

Document Number	2025L02539
Date	Mar 12, 2025
Instrument	2025L02539

Lender

Name	OZARK BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Christian County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Christian County
Municipality	Ozark City
Unified School District	Ozark R-VI School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$16,680	$87,800 Land $30,000 Building $57,800
2024	$998.00
2023		$15,940	$83,900 Land $30,000 Building $53,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 304 S 4th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 1, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2026)
Most Recent Claim	Jun 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 304 S 4th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OZARK PWS serves 23,248 people · EPA ID MO5010619
Water Source	Groundwater
Last State Inspection	Aug 2022
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Wisper ISP Fixed Wireless	400 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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