304 S 1st St, Lamar, CO 81052 Property Records

Prowers County property record for 304 S 1st St, Lamar, CO 81052

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,289 sqft · built 1903
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$105,500 (Mar 2019)
Tax Bill	$608 (2025)
Deeds & Mortgages	Mar 2019 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`237040110`

Property Details

APN / Parcel Number

Primary APN	`237040110`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,289 sqft Living Area
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1903
Effective Year Built	Effective 1965
Architectural Style	Ranch
Exterior Material	Siding
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,970 sqft (0.16 acres)
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	50 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Forced Air

Location & Zoning

Street Address	304 S 1ST ST
City	LAMAR
State	CO
Zip	81052-2804
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAMAR BLK 40LOT 10
Legal Subdivision	LAMAR
Legal Block	40
Legal Lot Number	10
Jurisdiction	PROWERS CO
Township / Civil Division	LAMAR
Census Block Group	2
Census Block	2053
Census Tract	200

Owner

304 S 1st St is owned and occupied by an individual who bought it in March 2019.

Source: Prowers County records, as of February 19, 2026

Owner of Record	Individual Name on File
Mailing Address	304 S 1ST ST, LAMAR, CO 81052-2804
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 18, 2019 · Amount on File
Deed Sale	Mar 18, 2019 · Amount on File
Prior Sale	Dec 30, 2011 · Amount on File
Deed Document Number	548149
Record Updated	Jun 8, 2026

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PROWERS CO
Recording Date	Mar 18, 2019
Property Address	304 S 1ST ST, LAMAR, CO 81052-2804
Document Number	0000548149
Instrument Date	Mar 15, 2019
Instrument	548149
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	AVALANCHE TITLE & ESCROW INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10.55
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 S 1ST ST, LAMAR, CO 81052-2804

Mortgage

Document Number	0000548150
Date	Mar 18, 2019
Instrument	548150

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

Mortgage

Document Number	548151
Date	Mar 18, 2019
Instrument	548151

Lender

Name	COLORADO HOUSING & FINANCE AUTHORITY
Type	Government Agency
Address	DENVER, CO 80202

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 304 S 1st St was $608.

Source: Prowers County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Prowers County
Municipality	Lamar City
Unified School District	Lamar School District RE-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$608.00		$127,689 Land $6,440 Building $121,249
2023	$235.00	$46,293 Land $2,485 Building $43,808	$104,035 Land $4,970 Building $99,065
2019	$242.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 304 S 1st St in Zone X, an area of moderate flood risk, though there have been 7 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 27, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	7 (1979–2013)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Aug 2013

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 304 S 1st St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAMAR serves 7,500 people · EPA ID CO0150700
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 501 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
SECOM Fixed Wireless · Fiber in parts of the area	300 / 50
Viaero Wireless Fixed Wireless	150 / 40

May also be available: T-Mobile, Verizon.

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