Bergen County and Hackensack City property record for 304 Ross Ave, Hackensack, NJ 07601
| Property Type | Single Family Home |
|---|---|
| Details | 1,624 sqft · built 1946 |
| Lot Size | 0.164 acres (7,139 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $700,000 (Oct 2023) |
| Tax Bill | $12,512 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Oct 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-00581-0000-00004 |
| Primary APN | 23-00581-0000-00004 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,624 sqft Living Area |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1946 |
| Construction Type | Frame |
| Lot Area | 7,139 sqft (0.164 acres) |
| Lot Dimensions | 119 ft deep x 60 ft wide |
| Account Number | 7305 |
|---|---|
| Street Address | 304 ROSS AVE |
| City | HACKENSACK |
| State | NJ |
| Zip | 07601-2840 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R50 |
| Legal Description | 60X119 |
| Legal Subdivision | JERSEY REALTY CO |
| Legal Block | 581 |
| Legal Lot Number | 4 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | HACKENSACK |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 23301 |
304 Ross Ave is owned and occupied by two individuals who bought it in October 2023.
Source: Bergen County and Hackensack City records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 304 ROSS AVE, HACKENSACK, NJ 07601-2840 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 27, 2026 | Deed of Trust, Mortgage · Conventional Mortgage LUMINATE BANK |
| Oct 30, 2023 | Deed, Transfer · Conventional Mortgage NEW JERSEY LENDERS CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 30, 2023 · Amount on File |
| Deed Sale | Oct 30, 2023 · Amount on File |
| Prior Sale | Aug 16, 2006 · Amount on File |
| Deed Document Number | 202371233 |
| Deed Book / Page | 5116 / 71 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 304 ROSS AVE, HACKENSACK, NJ 07601-2840 |
| Transaction Type | Mortgage |
| Record Updated | Feb 19, 2026 |
| Name | Verified Name |
|---|---|
| Address | 304 ROSS AVE, HACKENSACK, NJ 07601-2840 |
| Document Number | 0057100908 |
|---|---|
| Date | Jan 27, 2026 |
| Book Page | 5710/908 |
| Instrument | 2026005537 |
| Name | LUMINATE BANK |
|---|---|
| Type | Bank |
| Address | MINNEAPOLIS, MN 55405 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 1, 2041 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Oct 30, 2023 |
| Property Address | 304 ROSS AVE, HACKENSACK, NJ 07601-2840 |
| Document Number | 0051160071 |
| Book / Page | 5116 / 71 |
| Instrument Date | Oct 7, 2023 |
| Instrument | 2023071233 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2023 |
| Title Company | MAIN STREET TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,245.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 686 MAYWOOD AVE, MAYWOOD, NJ 07607-1510 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 304 ROSS AVE, HACKENSACK, NJ 07601-2840 |
| Document Number | 0051160076 |
|---|---|
| Date | Oct 30, 2023 |
| Book Page | 5116/76 |
| Instrument | 2023071234 |
| Name | NEW JERSEY LENDERS CORP |
|---|---|
| Type | Mortgage Company |
| Address | LITTLE FALLS, NJ 07424 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2053 |
The 2025 property tax bill for 304 Ross Ave was $12,512, up 5% from the year before.
Source: Bergen County and Hackensack City assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Hackensack City |
| Unified School District | Hackensack City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $389,900 (-) Land $204,600 Building $185,300 | $389,900 (-) Land $204,600 Building $185,300 | |
| 2025 | $12,512.00 (+5.01%) | $389,900 Land $204,600 Building $185,300 | $389,900 Land $204,600 Building $185,300 |
| 2024 | $11,915.00 | ||
| 2023 | $389,900 (+1.4%) Land $204,600 Building $185,300 | $389,900 (+1.4%) Land $204,600 Building $185,300 | |
| 2022 | $10,773.00 (-1.71%) | $384,500 Land $200,300 Building $184,200 | $384,500 Land $200,300 Building $184,200 |
| 2021 | $10,960.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 304 Ross Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1984–2011) |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 304 Ross Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 706 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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