304 River St, Rushford, MN 55971 Property Records

Fillmore County property record for 304 River St, Rushford, MN 55971

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 896 sqft · built 1950
Lot Size2.42 acres (105,415 sqft)
Owner2 Individual Names on Record
Last Sale$100,000 (Jul 2008)
Tax Bill$3,004 (2026)
Deeds & MortgagesMay 2022 Refinance
Sep 2019 Refinance
Flood ZoneZone X (minimal risk)
APN06.0047.010

Property Details

APN / Parcel Number

Primary APN06.0047.010

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area896 sqft Heated Area
Gross Area1,040 sqft
Basement Area864 sqft
Finished Basement864 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Exterior MaterialAluminum/Vinyl
Roof TypeFlat
Roof MaterialAsphalt
Lot Area105,415 sqft (2.42 acres)
Garage Area260 sqft
Parking Spaces1 Parking Space
Deck Area144 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address304 RIVER ST
CityRUSHFORD
StateMN
Zip55971-9142
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECT-13 TWP-104 RANGE-008 RUSHFORD OUTLOTS LOT-007 2.42 AC 2.42A OL 7 NE1/4 SW1/4
Legal Range08
Legal Township104
Legal Section13
Legal SubdivisionRUSHFORD OUTLOTS
Legal Lot Number7
JurisdictionFILLMORE MN
Township / Civil DivisionRUSHFORD
Census Block Group3
Census Block3015
Census Tract960100

Owner

Source: Fillmore County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address304 RIVER ST, RUSHFORD, MN 55971-9142
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 13, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
MERCHANTS BANK NA
Sep 27, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
MERCHANTS BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 9, 2008 · Amount on Record
Deed SaleJul 9, 2008 · Amount on Record
Prior SaleJun 20, 2008 · Amount on Record
Deed Document Number2008365924
Record UpdatedSep 20, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFILLMORE MN
Property Address304 RIVER ST, RUSHFORD, MN 55971-9142
Transaction TypeMortgage
Record UpdatedMay 31, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000438179
DateMay 13, 2022
Instrument438179
Lender
NameMERCHANTS BANK NA
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueJun 1, 2052

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFILLMORE MN
Property Address304 RIVER ST, RUSHFORD, MN 55971-9142
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number423615
DateSep 27, 2019
Instrument423615
Lender
NameMERCHANTS BANK NA
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueOct 1, 2049

Tax Assessment & Valuation

Source: Fillmore County assessment roll, as of August 13, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyFillmore County
MunicipalityRushford City
Unified School DistrictRushford-Peterson Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,004.00 (+13.36%) Homeowner's exemption$301,400 (+25.11%) Land $58,200 Building $243,200$301,400 (+25.11%) Land $58,200 Building $243,200
2025$240,900 (-0.95%) Land $60,000 Building $180,900$240,900 (-0.95%) Land $60,000 Building $180,900
2023$243,200 Land $60,000 Building $183,200$243,200 Land $60,000 Building $183,200
2020$2,650.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 20 policies
Nearby Flood Policies20 in force
Nearby Flood Claims4 (2007–2019)
Claims Outside the SFHA4 of 4
Most Recent ClaimJul 2019 · other causes
Claims by Event
  • Severe Storms And Flooding, Sep 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRushford
serves 1,860 people · EPA ID MN1230011
Water SourceGroundwater
Last State InspectionDec 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Acentek
Fiber
1,000 / 1,000
Mediacom Xtream
Cable
1,000 / 50
T-Mobile
Fixed Wireless
100 / 20

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