304 River Rd, Columbia, SC 29212 Property Records

Lexington County property record for 304 River Rd, Columbia, SC 29212

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,528 sqft · built 1975
Lot Size	1.17 acres (50,965 sqft)
Owner	Individual Name on File
Last Sale	$154,000 (Mar 2019)
Tax Bill	$1,014 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`002696-03-004`

Property Details

APN / Parcel Number

Primary APN	`002696-03-004`
Alternative APN	`0269603004`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,528 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1985
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Material	Shingle
Lot Area	50,965 sqft (1.17 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	304 RIVER RD
City	COLUMBIA
State	SC
Zip	29212-8804
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	D
Jurisdiction	LEXINGTON SC
Township / Civil Division	IRMO
Census Block Group	1
Census Block	1016
Census Tract	21114

Owner

304 River Rd is owned and occupied by an individual who acquired it in October 2021.

Source: Lexington County records, as of June 23, 2026

Owner of Record	Individual Name on File
Mailing Address	304 RIVER RD, COLUMBIA, SC 29212-8804
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage BANK OF AMERICA NA
Mar 27, 2019	Deed, Transfer · Conventional Mortgage NETWORK FUNDING LP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 27, 2019 · Amount on File
Deed Sale	Mar 27, 2019 · Amount on File
Prior Sale	Sep 29, 2014 · Amount on File
Deed Document Number	201912829
Deed Book / Page	20685 / 339
Last Transfer Date	Oct 15, 2021
Transfer Doc	2098004098
Record Updated	Sep 20, 2026

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LEXINGTON SC
Recording Date	Dec 1, 2021
Property Address	304 RIVER RD, COLUMBIA, SC 29212-8804
Document Number	2098004098
Book / Page	20980 / 4098
Map Reference	MB 5981 PG 342
Instrument Date	Oct 15, 2021
Instrument	2021064627
Transaction Type	Transfer
Record Updated	Aug 31, 2022
Title Company	SERVICELINK

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	304 RIVER RD, COLUMBIA, SC 29212-8804

Mortgage

Document Number	2021064628
Date	Dec 1, 2021
Instrument	2021064628

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	179 Months
Due	Nov 1, 2036

March 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	LEXINGTON SC
Recording Date	Mar 27, 2019
Property Address	304 RIVER RD, COLUMBIA, SC 29212-8804
Document Number	2068500339
Book / Page	20685 / 339
Map Reference	MB 5981 PG 342
Instrument Date	Mar 27, 2019
Instrument	2019012829
Transaction Type	Transfer
Record Updated	Aug 31, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$569.80
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	304 RIVER RD, COLUMBIA, SC 29212-8804

Mortgage

Document Number	2019012830
Date	Mar 27, 2019
Instrument	2019012830

Lender

Name	NETWORK FUNDING LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 304 River Rd was $1,014, up 7.6% from the year before.

Source: Lexington County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lexington County
Unified School District	Lexington School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,014.00 (+7.64%)	$6,160 (-) Land $1,872 Building $4,288
2024	$942.00 (+0.86%)	$6,160 (-) Land $1,872 Building $4,288	$154,000 (-) Land $46,800 Building $107,200
2023	$934.00	$6,160 Land $1,872 Building $4,288	$154,000 Land $46,800 Building $107,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 304 River Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	3 (2006–2015)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Oct 2015 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Oct 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 304 River Rd is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

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