Bonner County property record for 304 River Rd, Clark Fork, ID 83811
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.4 acres (60,984 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $989 (2026) |
| Deeds & Mortgages | Sep 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | RP55N03E199990A |
| Primary APN | RP55N03E199990A |
|---|
| Lot Area | 60,984 sqft (1.4 acres) |
|---|---|
| Lot Width | 100 ft Width |
| Pole Barn | 192 sqft |
| Street Address | 304 RIVER DR |
|---|---|
| City | CLARK FORK |
| State | ID |
| Zip | 83811-5120 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-5 |
| Legal Description | 19/20/29/30-55N-3E TAX 28 |
| Legal Range | 03E |
| Legal Township | 55N |
| Legal Section | 30 |
| Jurisdiction | BONNER ID |
| Township / Civil Division | CLARK FORK |
| Census Block Group | 2 |
| Census Block | 2115 |
| Census Tract | 950100 |
Source: Bonner County records, as of October 15, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 39939 N HIGH NOON WAY, PHOENIX, AZ 85086-2324 |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BONNER ID |
| Property Address | CLARK FORK, ID 83811 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2022 |
| Title Company | NOT AVAILABLE, KOOTENAI COUNTY TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0001011704 |
|---|---|
| Date | Sep 19, 2022 |
| Instrument | 1011704 |
| Name | BELL BANK |
|---|---|
| Type | Bank |
| Address | FARGO, ND 58103 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.75% |
| Type Change Date | Sep 1, 2029 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 9.75% |
| Index | Other |
| Max Rate | 9.75% |
Source: Bonner County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | Idaho |
| County | Bonner County |
| Unified School District | Lake Pend Oreille School District 84 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $989.00 | $464,635 (+62.04%) Land $436,415 Building $28,220 | $464,635 (+62.04%) Land $436,415 Building $28,220 |
| 2025 | $989.00 (+13.81%) | $286,740 (+22.66%) Land $256,360 Building $30,380 | $286,740 (+22.66%) Land $256,360 Building $30,380 |
| 2023 | $869.00 | $233,776 Land $173,880 Building $59,896 | $233,776 Land $173,880 Building $59,896 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 88% of Idaho |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Ziply Fiber DSL | 90 / 5 |
4G LTE (outdoors only), no 5G reported
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