Rankin County property record for 304 Ridge Pointe Dr, Brandon, MS 39042
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,825 sqft · built 2014 |
| Lot Size | 0.121 acres (5,276 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $275,594 (Apr 2026) |
| Tax Bill | $1,363 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Sep 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | H07G000005 00800 |
| Primary APN | H07G000005 00800 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 2 Half Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,825 sqft Adjusted Area |
| 1st Floor Area | 1,486 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,276 sqft (0.121 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 78692 |
|---|---|
| Street Address | 304 RIDGE POINTE DR |
| City | BRANDON |
| State | MS |
| Zip | 39042-5035 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 80 GREENFIELD RIDGE PT 1D |
| Legal Range | 03E |
| Legal Township | 05N |
| Legal Section | 32 |
| Legal Subdivision | GREENFIELD RIDGE |
| Legal Lot Number | 80 |
| Jurisdiction | RANKIN MS |
| Township / Civil Division | 3 |
| Census Block Group | 4 |
| Census Block | 4019 |
| Census Tract | 20804 |
Source: Rankin County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 304 RIDGE POINTE DR, BRANDON, MS 39042-5035 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 15, 2026 | Warranty Deed, Transfer · FHA Mortgage ALCOVA MORTGAGE |
| Sep 7, 2021 | Deed of Trust, Mortgage · Stand-Alone First Mortgage LOANDEPOT.COM LLC |
| Sep 7, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage LOANDEPOT.COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 15, 2026 · Amount on Record |
| Deed Sale | Apr 15, 2026 · Amount on Record |
| Prior Sale | Sep 7, 2021 |
| Deed Book / Page | 2026 / 7879 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RANKIN MS |
| Recording Date | Apr 15, 2026 |
| Property Address | 304 RIDGE POINTE DR, BRANDON, MS 39042-5035 |
| Document Number | 2026007879 |
| Book / Page | 2026 / 7879 |
| Instrument Date | Apr 14, 2026 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 304 RIDGE POINTE DR, BRANDON, MS 39042-5035 |
| Document Number | 3026033641, |
|---|---|
| Date | Apr 15, 2026 |
| Book Page | 3026/33641 |
| Name | ALCOVA MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Number | 3026033657, |
|---|---|
| Date | Apr 15, 2026 |
| Book Page | 3026/33657 |
| Name | ALCOVA MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 30 Months |
| Due | May 1, 2056 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RANKIN MS |
| Property Address | 304 RIDGE POINTE DR, BRANDON, MS 39042-5035 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000011895 |
|---|---|
| Date | Sep 7, 2021 |
| Book Page | 3021/11895 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RANKIN MS |
| Recording Date | Sep 7, 2021 |
| Property Address | 304 RIDGE POINTE DR, BRANDON, MS 39042-5035 |
| Document Number | 0000023339 |
| Book / Page | 2021 / 23339 |
| Instrument Date | Sep 2, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 5, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Investor | Possibly a Property Investor |
| Document Number | 0302111895 |
|---|---|
| Date | Sep 7, 2021 |
| Instrument | 3021/11895 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
Source: Rankin County assessment roll, as of March 2, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Rankin County |
| Unified School District | Rankin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,363.00 (+0.07%) Homeowner's exemption | $15,907 (+6.54%) | |
| 2024 | $1,362.00 (+162.93%) | $159,070 (+6.54%) Land $30,000 Building $129,070 | |
| 2023 | $14,930 | ||
| 2021 | $149,300 Land $30,000 Building $119,300 | ||
| 2019 | $518.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 81% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GREENFIELD WATER ASSOCIATION public/private · serves 6,088 people · EPA ID MS0610011 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| C Spire Wireless Fixed Wireless · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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