304 Reading Cir, Bridgewater, NJ 08807 Property Records

Somerset County and Bridgewater Township property record for 304 Reading Cir, Bridgewater, NJ 08807 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Year BuiltBuilt 1989
Square Footage1,224 sqft Living Area
Lot Size949 sqft (0.022 acres)
OccupancyOwner Occupied
Last Sale$412,500 (2026)
Tax Bill$7,062.00 (2025)

Property Details

APN / Parcel Number

Primary APN06-00164-05-00304
Alternative APNs
  • 0600164000500304
  • S001

Interior

Building Area1,224 sqft Living Area

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Lot Area949 sqft (0.022 acres)

Location & Zoning

Account NumberS001
Street Address304 READING CIR
CityBRIDGEWATER
StateNJ
Zip08807-7025
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionBEACON HILL BLDG 3 UNIT D
Legal SubdivisionBEACON HILL/VANDERHAVEN FARMS
Legal Block164.5
Legal Lot Number304
JurisdictionSOMERSET NJ
Minor Civil DivisionBRIDGEWATER
Census Blockgroup4
Census Block4006
Census Tract50704

Owner

Source: Somerset County and Bridgewater Township records · APN 06-00164-05-00304

Assessment roll updated July 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address304 READING CIR, BRIDGEWATER, NJ 08807-7025
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 30, 2026Deed, Transfer · Conventional Mortgage
GUILD MORTGAGE CO
Jul 19, 2022Intrafamily Transfer, Transfer · Conventional Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 30, 2026 · Amount on Record
Deed SaleMar 30, 2026 · Amount on Record
Deed Doc Number20268663
Deed Book / Page7673 / 129
Prior Transfer DateJul 12, 2022
Prior Transfer Doc0000031683
Record RefreshedSep 20, 2026

March 2026: Deed, Transfer

Document TypeDeed
JurisdictionSOMERSET NJ
Recording DateMar 30, 2026
Property Address304 READING CIR, BRIDGEWATER, NJ 08807-7025
Document Number0000008663
Book / Page7673 / 129
Instrument DateMar 23, 2026
Instrument2026008663
Transaction TypeTransfer
Record UpdatedApr 13, 2026
Title CompanyCLOSING USA LLC, CLOSEPOINT USA LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,335.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address5952 CAMINITO ELEGANTE, SAN DIEGO, CA 92108-2617

Transferred To (Grantee/Buyer)

NameVerified Name
Address304 READING CIR, BRIDGEWATER, NJ 08807-7025

Mortgage

Document Number0000008664
DateMar 30, 2026
Instrument2026008664
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2056

July 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSOMERSET NJ
Recording DateJul 19, 2022
Property Address304 READING CIR, BRIDGEWATER, NJ 08807-7025
Document Number0000031683
Book / Page7458 / 1834
Instrument DateJul 12, 2022
Instrument2022031683
Transaction TypeTransfer
Record UpdatedJul 29, 2022
Title CompanyCLOSING USA LLC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address304 READING CIR, 304, BRIDGEWATER, NJ 08807-7025

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address304 READING CIR, BRIDGEWATER, NJ 08807-7025

Mortgage

Document Number0000031684
DateJul 19, 2022
Instrument2022031684
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueAug 01, 2037

Tax Assessment & Valuation

Source: Somerset County and Bridgewater Township records · Assessment roll updated July 7, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountySomerset County
County SubdivisionBridgewater Township
Unified School DistrictBridgewater-Raritan Regional School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$397,300 (+8.52%) Land $185,000 Building $212,300$397,300 (+8.52%) Land $185,000 Building $212,300
2025$7,062.00 (+0.1%)$366,100 (+8.96%) Land $175,000 Building $191,100$366,100 (+8.96%) Land $175,000 Building $191,100
2024$7,055.00 (+9.48%)
2023$336,000 Land $175,000 Building $161,000$336,000 Land $175,000 Building $161,000
2022$6,444.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Somerset County (34035C), updated September 3, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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