304 Ramsgate Dr, Gibsonia, PA 15044 Property Records

Allegheny County property record for 304 Ramsgate Dr, Gibsonia, PA 15044

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,487 sqft · built 1980
Lot Size	0.465 acres (20,255 sqft)
Owner	2 Individual Names on File
Last Sale	$211,400 (Apr 2014)
Tax Bill	$1,123 (2026)
Deeds & Mortgages	Jul 2020 Mortgage Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1666-F-349`

Property Details

APN / Parcel Number

Primary APN	`1666-F-349`
Alternative APN	`1666-F-00349-0000-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,487 sqft Living Area
Basement Area	2 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Bi-Level
Exterior Material	Other
Construction Type	Frame
Roof Material	Other
Lot Area	20,255 sqft (0.465 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	304 RAMSGATE DR
City	GIBSONIA
State	PA
Zip	15044-9376
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WYNCROFT PLAN 46 LOT 104X195X103. 9 OR 0.465 AC RAMSGATE DR 1 STY S/E FRA & BRK HSE & INT GAR #304
Legal Subdivision	WYNCROFT PLAN
Legal Block	1666F
Legal Lot Number	349
Jurisdiction	ALLEGHENY PA
Township / Civil Division	RICHLAND
Census Block Group	2
Census Block	2003
Census Tract	408002

Owner

304 Ramsgate Dr is owned by two individuals who bought it in April 2014.

Source: Allegheny County records, as of June 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8241 DOW CIR, STRONGSVILLE, OH 44136-1725
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2020	Deed of Trust, Mortgage · Closed-End Mortgage P N C BANK N A
Mar 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2014 · Amount on File
Deed Sale	Apr 3, 2014 · Amount on File
Deed Book / Page	15558 / 213
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGHENY PA
Property Address	304 RAMSGATE DR, GIBSONIA, PA 15044-9376
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0522850260
Date	Jul 7, 2020
Book Page	52285/260
Instrument	2020-47941

Lender

Name	P N C BANK N A

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGHENY PA
Property Address	304 RAMSGATE DR, GIBSONIA, PA 15044-9376
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0538290445
Date	Mar 9, 2021
Book Page	53829/445
Instrument	2021-24477

Lender

Name	UNION HOME MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2041

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 304 Ramsgate Dr was $1,123, down 77.6% from the year before.

Source: Allegheny County assessment roll, as of June 3, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Allegheny County
County Subdivision	Richland Township
Unified School District	Pine-Richland School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,123.00 (-77.62%)	$174,800 (-) Land $56,000 Building $118,800	$174,800 Land $56,000 Building $118,800
2025	$5,017.00	$174,800 Land $56,000 Building $118,800
2023	$4,720.00	$174,800 Land $56,000 Building $118,800
2012			$174,800 Land $56,000 Building $118,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 304 Ramsgate Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1978–1986)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 1986 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 304 Ramsgate Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RICHLAND TWP WATER AUTHORITY serves 10,190 people · EPA ID PA5020018
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Armstrong Fiber	1,000 / 1,000

May also be available: Verizon, Xfinity.

Nearby Properties on Ramsgate Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures