304 Poplar Dr, Elko, NV 89801 Property Records

Elko County property record for 304 Poplar Dr, Elko, NV 89801

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,889 sqft · built 1992
Lot Size0.192 acres (8,364 sqft)
OwnerIndividual Name on File
Last Sale$325,000 (Nov 2021)
Tax Bill$2,693 (2026)
Deeds & MortgagesOct 2025 Mortgage
May 2024 Mortgage
+ 5 more
Flood ZoneZone X (minimal risk)
APN001-960-005

Property Details

APN / Parcel Number

Primary APN001-960-005
Alternative APN
  • 001-610-023

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories2 Stories
Building Area1,889 sqft Living Area
Gross Area2,369 sqft
Interior WallsConcrete

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Exterior MaterialWood
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area8,364 sqft (0.192 acres)
Garage TypeAttached
Garage Area480 sqft
Parking Spaces4 Parking Spaces
PorchPorch
Patio Area190 sqft
Canopy190 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address304 POPLAR DR
CityELKO
StateNV
Zip89801-4508
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeZR
Legal DescriptionTHE BLUFFS SUBDIVISION UNIT NO 1 FILE 255472,LOCATED IN,MDB&M
Legal Range55E
Legal Township34N
Legal Section09
Legal SubdivisionBLUFFS SUBDIVISION UNIT 1
Legal BlockA
Legal Lot Number5
Legal Unit1
JurisdictionELKO NV
Township / Civil DivisionELKO
Census Block Group2
Census Block2026
Census Tract950701

Owner

304 Poplar Dr is owned and occupied by an individual who bought it in November 2021.

Source: Elko County records, as of September 29, 2026

Owner of RecordIndividual Name on File
Mailing Address304 POPLAR DR, ELKO, NV 89801-4508
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 8, 2025Deed of Trust, Mortgage · FHA Mortgage
SERVICEMAC LLC
May 10, 2024Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Jun 26, 2023Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Nov 10, 2021Bargain and Sale Deed, Transfer · FHA Mortgage
MOVEMENT MORTGAGE
Mar 5, 2018Deed of Trust, Mortgage · VA Mortgage
THE FEDERAL SAVINGS BANK
Apr 1, 2020Deed of Trust, Mortgage · VA Mortgage
MOVEMENT MTG
May 10, 2017Intrafamily Transfer, Transfer · VA Mortgage
MANN MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 10, 2021 · Amount on File
Deed SaleNov 10, 2021 · Amount on File
Prior SaleMay 10, 2017
Deed Document Number2021797309
Prior Transfer DateMay 5, 2017
Prior Transfer Doc0000724886
Record UpdatedOct 29, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionELKO NV
Property Address304 POPLAR DR, ELKO, NV 89801-4508
Transaction TypeMortgage
Record UpdatedOct 22, 2025
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address304 POPLAR DR, ELKO, NV 89801-4508

Mortgage

Document Number0000855787
DateOct 8, 2025
Instrument855787
Lender
NameSERVICEMAC LLC
TypeMortgage Company
AddressFORT MILL, SC 29707
Agreement
TypeFHA Mortgage
AmountAmount on Record

May 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionELKO NV
Property Address304 POPLAR DR, ELKO, NV 89801-4508
Transaction TypeMortgage
Record UpdatedMay 22, 2024
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address304 POPLAR DR, ELKO, NV 89801-4508

Mortgage

Document Number0000836391
DateMay 10, 2024
Instrument836391
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term331 Months
DueDec 1, 2051

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionELKO NV
Property Address304 POPLAR DR, ELKO, NV 89801-4508
Transaction TypeMortgage
Record UpdatedAug 9, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address304 POPLAR DR, ELKO, NV 89801-4508

Mortgage

Document Number0000820961
DateJun 26, 2023
Instrument820961
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term342 Months
DueDec 1, 2051

November 2021: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionELKO NV
Recording DateNov 10, 2021
Property Address304 POPLAR DR, ELKO, NV 89801-4508
Document Number0000797309
Instrument DateNov 8, 2021
Instrument797309
Transaction TypeTransfer
Record UpdatedDec 1, 2021
Title CompanyWFG NATIONAL TITLE COMPANY, WFG NATIONAL TITLE CO OF NV

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,267.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address304 POPLAR DR, ELKO, NV 89801-4508

Mortgage

Document Number0000797310
DateNov 10, 2021
Instrument797310
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2051

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionELKO NV
Property Address304 POPLAR DR, ELKO, NV 89801-4508
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000737805
DateMar 5, 2018
Instrument737805
Lender
NameTHE FEDERAL SAVINGS BANK
TypeBank
AddressCHICAGO, IL 60607
Agreement
TypeVA Mortgage
AmountAmount on Record
Term348 Months
DueMar 1, 2047

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionELKO NV
Property Address304 POPLAR DR, ELKO, NV 89801-4508
Document Number0000797129
Instrument DateApr 1, 2020
Transaction TypeMortgage
Record UpdatedJun 1, 2020
Title CompanySTEWART TITLE ELKO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address304 POPLAR DR ELKO NV 898014508, ELKO, NV 89801-4508

Mortgage

Document Number0000797129
DateApr 6, 2020
Instrument797129
Lender
NameMOVEMENT MTG
TypeMortgage Company
AddressINDIAN LAND, SC 29707
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueApr 5, 2050

May 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionELKO NV
Recording DateMay 10, 2017
Property Address304 POPLAR DR, ELKO, NV 89801-4508
Document Number0000724886
Map ReferenceFILE255472
Instrument DateMay 5, 2017
Instrument724886
Transaction TypeTransfer
Record UpdatedSep 6, 2021
Title CompanySTEWART TITLE ELKO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address304 POPLAR DR, ELKO, NV 89801-4508

Mortgage

Document Number0000724887
DateMay 10, 2017
Instrument724887
Lender
NameMANN MORTGAGE LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 304 Poplar Dr was $2,693, down 1% from the year before.

Source: Elko County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateNevada
CountyElko County
MunicipalityElko City
Unified School DistrictElko County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,693.00 (-0.96%)$73,539 (-2.11%) Land $21,700 Building $51,839$210,111 (-2.11%) Land $62,000 Building $148,111
2025$2,719.00$75,124 Land $21,700 Building $53,424$214,640 Land $62,000 Building $152,640
2023$2,352.00 (+7.99%)$66,956 (+12.59%) Land $15,750 Building $51,206$191,303 (+12.59%) Land $45,000 Building $146,303
2022$2,178.00$59,467 Land $15,750 Building $43,717$169,906 Land $45,000 Building $124,906

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 304 Poplar Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective May 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2015)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 304 Poplar Dr is moderate, ranking above 46% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 74% of Nevada
Wildfire Likelihood0.06% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ELKO
serves 23,000 people · EPA ID NV0000272
Water SourceGroundwater
Last State InspectionSep 2024
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CC Communications Broadband
Fiber
1,000 / 1,000
Zito Media
Cable
1,000 / 25
White Cloud Communications
Fixed Wireless
200 / 50
Hot Spot Broadband
Fixed Wireless
100 / 50

May also be available: Anthem Broadband of Nevada, AT&T, Beehive Broadband, Rise Broadband, Verizon.

Nearby Properties on Poplar Dr

Nearby Streets

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