304 Pinehurst St, Troy, NY 12182 Property Records

Rensselaer County and Schaghticoke Town property record for 304 Pinehurst St, Troy, NY 12182

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,322 sqft · built 1920
Lot Size	0.45 acres (19,602 sqft)
Owner	Individual Name on Record
Last Sale	$145,000 (Aug 2021)
Tax Bill	$5,131 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Jan 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`384289 70.15-4-37`

Property Details

APN / Parcel Number

Primary APN	`384289 70.15-4-37`
Alternative APN	`315J148925`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,322 sqft Living Area
1st Floor Area	661 sqft
2nd Floor Area	661 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	19,602 sqft (0.45 acres)
Lot Dimensions	204 ft deep x 53.2 ft wide
Garage Type	Mixed
Garage Area	1,150 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab
Porch Area	296 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	315J148925
Street Address	304 PINEHURST ST
City	TROY
State	NY
Zip	12182-1310
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HD
Legal Description	LOTS 117-123 & 126-127
Legal Block	4
Legal Lot Number	37.000
Jurisdiction	RENSSELAER NY
Township / Civil Division	SCHAGHTICOKE
Census Block Group	2
Census Block	2033
Census Tract	51902

Owner

Source: Rensselaer County and Schaghticoke Town records, as of May 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	304 PINEHURST ST, TROY, NY 12182-1310
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2021	Warranty Deed, Transfer · FHA Mortgage TOTAL MORTGAGE SERVICES LLC
Jan 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage KEYBANK USA
Jan 23, 2019	Loan Modification, Mortgage · Conventional Mortgage KEYBANK USA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 23, 2021 · Amount on Record
Deed Sale	Aug 23, 2021 · Amount on Record
Deed Document Number	2021594849
Deed Book / Page	9709 / 41
Record Updated	Jun 8, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RENSSELAER NY
Recording Date	Aug 23, 2021
Property Address	304 PINEHURST ST, TROY, NY 12182-1310
Document Number	0097090041
Book / Page	9709 / 41
Instrument Date	Aug 3, 2021
Instrument	2021-594849
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	176 6TH AVE, TROY, NY 12180-1078

Mortgage

Document Number	2021594850
Date	Aug 23, 2021
Instrument	2021-594850

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RENSSELAER NY
Property Address	304 PINEHURST ST, TROY, NY 12182-1310
Document Number	0000546375
Instrument Date	Jan 23, 2019
Transaction Type	Mortgage
Record Updated	Apr 29, 2019
Title Company	NORTHWAY TITLE AGENCY, NORTHWAY TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 PINEHURST ST TROY NY 121821310, TROY, NY 12182-1310

Mortgage

Document Number	0000546375
Date	Jan 30, 2019
Book Page	008745/000001
Instrument	546375

Lender

Name	KEYBANK USA
Type	Bank
Address	CLEVELAND, OH 44114-1306

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jan 29, 2044

January 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	RENSSELAER NY
Property Address	304 PINEHURST ST, TROY, NY 12182-1310
Document Number	0000546376
Instrument Date	Jan 23, 2019
Transaction Type	Mortgage
Record Updated	Apr 29, 2019
Title Company	NORTHWAY ABSTRACT CORPORATION, NORTHWAY ABS CORP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 PINEHURST ST TROY NY 121821310, TROY, NY 12182-1310

Mortgage

Document Number	0000546376
Date	Jan 30, 2019
Book Page	008745/000022
Instrument	546376

Lender

Name	KEYBANK USA
Type	Bank
Address	CLEVELAND, OH 44114-1306

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jan 29, 2044

Interest

Rate	4.87%

Tax Assessment & Valuation

Source: Rensselaer County and Schaghticoke Town assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Rensselaer County
County Subdivision	Schaghticoke Town
Unified School District	Lansingburgh Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,131.00	$30,300 (-) Land $4,000 Building $26,300	$212,781 (+12.71%) Land $28,090 Building $184,691
2023		$30,300 Land $4,000 Building $26,300	$188,785 Land $24,922 Building $163,863

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	10 (1996–2026)
Claims Outside the SFHA	4 of 10
Most Recent Claim	Jun 2026 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Hudson Valley Wireless Fixed Wireless	200 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: SLICFiber.

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