Craven County property record for 304 Pine Ridge Ave, New Bern, NC 28560
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,980 sqft · built 1959 |
| Lot Size | 0.63 acres (27,454 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,149 (2026) |
| Deeds & Mortgages | Jul 2023 Mortgage Jun 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 7-015-042 |
| Primary APN | 7-015-042 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,980 sqft Living Area |
| 1st Floor Area | 1,980 sqft |
| Interior Walls | Finished/Painted |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Foundation Type | Masonry |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 27,454 sqft (0.63 acres) |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 108782 |
|---|---|
| Street Address | 304 PINE RIDGE AVE |
| City | NEW BERN |
| State | NC |
| Zip | 28560-6834 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 5 GUION LD |
| Legal Subdivision | EDWIN H BRADBURY |
| Jurisdiction | CRAVEN NC |
| Township / Civil Division | 7 |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 961002 |
Source: Craven County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 304 PINE RIDGE AVE, NEW BERN, NC 28560-6834 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 17, 2023 | Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA |
| Jun 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CENTERSTATE BANK NA |
| Aug 26, 2020 | Deed of Trust, Mortgage · Line of Credit UBANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAVEN NC |
| Property Address | 304 PINE RIDGE AVE, NEW BERN, NC 28560-6834 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2023 |
| Name | Verified Name |
|---|---|
| Address | 304 PINE RIDGE AVE, NEW BERN, NC 28560-6834 |
| Document Number | 03769/1900 |
|---|---|
| Date | Jul 17, 2023 |
| Book Page | 3769/1900 |
| Instrument | 10114866 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Address | NEW BERN, NC 28562 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Jun 28, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAVEN NC |
| Property Address | 304 PINE RIDGE AVE, NEW BERN, NC 28560-6834 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3616/1172 |
|---|---|
| Date | Jun 11, 2020 |
| Book Page | 3616/1172 |
| Instrument | 10055834 |
| Name | CENTERSTATE BANK NA |
|---|---|
| Type | Bank |
| Address | WINTER HAVEN, FL 33881 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAVEN NC |
| Property Address | 304 PINE RIDGE AVE, NEW BERN, NC 28560-6834 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE365 OMAHA |
| Name | Verified Name |
|---|---|
| Address | 304 PINE RIDGE AVE, NEW BERN, NC 28560-6834 |
| Document Number | 3627/1947 |
|---|---|
| Date | Aug 26, 2020 |
| Book Page | 3627/1947 |
| Instrument | 10060106 |
| Name | UBANK |
|---|---|
| Type | Bank |
| Address | NEW BERN, NC 28562 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Craven County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Craven County |
| Unified School District | Craven County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,149.00 | $231,860 (-) Land $37,050 Building $194,810 | $231,860 (-) Land $37,050 Building $194,810 |
| 2025 | $1,149.00 (+1.06%) | $231,860 (-) Land $37,050 Building $194,810 | $231,860 (-) Land $37,050 Building $194,810 |
| 2023 | $1,137.00 (+15.67%) | $231,860 (+46.92%) Land $37,050 Building $194,810 | $231,860 (+46.92%) Land $37,050 Building $194,810 |
| 2022 | $983.00 | $157,810 Land $37,050 Building $120,760 | |
| 2018 | $157,810 Land $37,050 Building $120,760 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 6 (1999–2022) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | May 2022 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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